48 Clement St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 48 Clement St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1953
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2019)
Tax Bill	$3,857 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02855 P:0008`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02855 P:0008`
Alternative APN	`28550008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,926 sqft (0.159 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	28550008
Street Address	48 CLEMENT ST
City	SPRINGFIELD
State	MA
Zip	01118-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4007
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 CLEMENT ST, SPRINGFIELD, MA 01118-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)
Mar 6, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLES BK&TR CO/POINTE COUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	201963581
Deed Book / Page	22928 / 2
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	22928-2
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 30, 2019
Property Address	48 CLEMENT ST, SPRINGFIELD, MA 01118-1510
Document Number	22928-2
Book / Page	022928 / 000002
Instrument Date	Oct 28, 2019
Instrument	63581
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 HOWARD ST LUDLOW MA 010562814, LUDLOW, MA 01056-2814

Mortgage

Document Number	22928-4
Date	Oct 30, 2019
Book Page	022928/000004
Instrument	63582

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 6, 2018
Property Address	48 CLEMENT ST, SPRINGFIELD, MA 01118-1510
Document Number	22084-599
Book / Page	022084 / 000599
Instrument Date	Mar 5, 2018
Instrument	11886
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RACE POINT RD PROVINCETOWN MA 026571528, PROVINCETOWN, MA 02657-1528

Mortgage

Document Number	22085-1
Date	Mar 6, 2018
Book Page	022085/000001
Instrument	11887

Lender

Name	PEOPLES BK&TR CO/POINTE COUP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,857.00 (+14.93%)	$249,500 (+16.59%) Land $37,300 Building $212,200	$263,718 (+7.39%)
2025	$3,356.00 (+3.97%)	$214,000 (+13.05%) Land $38,400 Building $175,600	$245,575 (+3.65%)
2024			$236,930
2023	$3,228.00	$189,300 Land $39,900 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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