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48 Clement Ct, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 48 Clement Ct, Haverhill, MA 01832

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 2,145 sqft · built 1988
Lot Size120 acres (5,236,252 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Nov 2018)
Tax Bill$4,501 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN588-422-17

Property Details

APN / Parcel Number

Primary APN588-422-17
Alternative APN
  • HAVE M:0588 B:422CL L:48

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,145 sqft Living Area
Gross Area2,530 sqft
Basement Area770 sqft
Unfinished Basement385 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,236,252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number588-422-17
Street Address48 CLEMENT CT
CityHAVERHILL
StateMA
Zip01832-1100
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionTERRACE BAYSIDE CONDO
Legal Block422CL
Legal Lot Number48
JurisdictionHAVERHILL MA
Township / Civil DivisionHAVERHILL
Census Block Group4
Census Block4003
Census Tract260402

Owner

48 Clement Ct, a condominium, is owned and occupied by two individuals who bought it in November 2018.

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address48 CLEMENT CT, HAVERHILL, MA 01832-1100
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on File
Deed SaleNov 30, 2018 · Amount on File
Prior SaleDec 19, 2005 · Amount on File
Deed Book / Page37185 / 565
Transfer Doc037185-565
Record UpdatedOct 29, 2026

November 2018: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionHAVERHILL MA
Recording DateNov 30, 2018
Property Address48 CLEMENT CT, HAVERHILL, MA 01832-1100
Document Number37185-565
Book / Page037185 / 000565
Instrument DateNov 30, 2018
Instrument1811302700
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,276.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 CLEMENT CT HAVERHILL MA 018321100, HAVERHILL, MA 01832-1100

Mortgage

Document Number37185-567
DateNov 30, 2018
Book Page037185/000567
Instrument1811302710
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 48 Clement Ct was $4,501, up 3.1% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityHaverhill City
Unified School DistrictHaverhill School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,501.00 (+3.12%)$420,300 (+2.46%) Building $420,300$442,510
2024$4,365.00 (+3.73%)$410,200 (+8.69%) Building $410,200
2023$4,208.00$377,400 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Clement Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Clement Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVERHILL WATER DEPT
serves 61,277 people · EPA ID MA3128000
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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