48 Clematis Way, Conowingo, MD 21918 Property Records

Cecil County property record for 48 Clematis Way, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,557 sqft · built 2014
Lot Size2.4 acres (104,544 sqft)
Owner2 Individual Names on Record
Last Sale$387,188 (Aug 2014)
Tax Bill$4,654 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-057245

Property Details

APN / Parcel Number

Primary APN07-057245
Alternative APN
  • 057245

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,557 sqft Total Area
Basement Area1,168 sqft
Finished Basement1,168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area104,544 sqft (2.4 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area174 sqft
Patio Area285 sqft
Gazebo144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number057245
Street Address48 CLEMATIS WAY
CityCONOWINGO
StateMD
Zip21918-1468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAR
Legal DescriptionLOT 7 - 2.409 ACRES 48 CLEMATIS WAY THE WOODS AT SPRING HOUS
Legal SubdivisionTHE WOODS AT SPRING HOUSE STATION
Legal Lot Number7
JurisdictionCECIL MD
Township / Civil Division7, PORT DEPOSIT
Census Block Group1
Census Block1004
Census Tract31201

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 CLEMATIS WAY, CONOWINGO, MD 21918-1468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2014 · Amount on Record
Deed SaleAug 28, 2014 · Amount on Record
Deed Book / Page3611 / 389
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address48 CLEMATIS WAY, CONOWINGO, MD 21918-1468
Document Number0046580382
Instrument DateAug 1, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48 CLEMATIS WAY CONOWINGO MD 219181468, CONOWINGO, MD 21918-1468

Mortgage

Document Number0046580382
DateAug 14, 2020
Book Page004658/000382
Lender
NameFELLOWSHIP HM LOANS
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,654.00 (+3.24%) Homeowner's exemption$462,700 (+20.62%) Land $117,500 Building $345,200$462,700 (+20.62%) Land $117,500 Building $345,200
2025$4,508.00 (+29.28%) Homeowner's exemption
2023$3,487.00 Homeowner's exemption$383,600 Land $117,500 Building $266,100$383,600 Land $117,500 Building $266,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 units insured
incl. 24 condo units
Nearby Flood Claims10 (1978–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20

May also be available: Verizon.

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