48 Christopher Ln, Sterling, VA 20165 Property Records

Loudoun County property record for 48 Christopher Ln, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,274 sqft · built 1985
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (May 2004)
Tax Bill	$6,602 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018-46-6776-000`

Property Details

APN / Parcel Number

Primary APN	`018-46-6776-000`
Alternative APN	`64A4/1/81`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,274 sqft Living Area
Gross Area	5,000 sqft
1st Floor Area	1,238 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	381 sqft
Deck Area	612 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	/64A4/1////81/
Street Address	48 CHRISTOPHER LN
City	STERLING
State	VA
Zip	20165-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	COUNTRYSIDE S.5B L.81 200405270053272
Legal Subdivision	COUNTRYSIDE
Legal Lot Number	81
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3000
Census Tract	611102

Owner

Source: Loudoun County assessment roll, APN 018-46-6776-000, as of January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 CHRISTOPHER LN, STERLING, VA 20165-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2004 · Amount on Record
Deed Sale	May 27, 2004 · Amount on Record
Prior Sale	Dec 03, 2001 · Amount on Record
Deed Document Number	2004052753272
Deed Book / Page	20040 / 053272
Record Updated	Jun 07, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	48 CHRISTOPHER LN, STERLING, VA 20165-6209
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066946
Date	Jun 16, 2021
Instrument	202106160066946

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Apr 05, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll as of January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,602.00	$754,560 Land $258,800 Building $495,760	$754,560 Land $258,800 Building $495,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), as of June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076111023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 354 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA6107350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.