Erie County and Buffalo City property record for 48 Choate Ave, Buffalo, NY 14220
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,768 sqft · built 1918 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2023) |
| Tax Bill | $677 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 133.47-3-30 |
| Primary APN | 140200 133.47-3-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,768 sqft Total Area |
| 1st Floor Area | 1,433 sqft |
| 2nd Floor Area | 1,335 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 482 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11389200 |
|---|---|
| Street Address | 48 CHOATE AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14220-1925 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-3R |
| Legal Description | 36O. W ITHACA |
| Legal Subdivision | BUFFALO CREEK INDIAN RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Cazenovia Park-South Park System listed 1982 · 11 contributing resources · NRIS 82005028 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
48 Choate Ave, a duplex, is owned and occupied by two individuals who bought it in November 2023.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CHOATE AVE, BUFFALO, NY 14220-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Dec 17, 2020 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on File |
| Deed Sale | Nov 8, 2023 · Amount on File |
| Prior Sale | Dec 2, 2010 · Amount on File |
| Deed Document Number | 20232023191980 |
| Deed Book / Page | 11424 / 1683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 8, 2023 |
| Property Address | 48 CHOATE AVE, BUFFALO, NY 14220-1925 |
| Document Number | 0114241683 |
| Book / Page | 11424 / 1683 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023191980 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 CHOATE AVE, BUFFALO, NY 14220-1925 |
| Name | Verified Name |
|---|---|
| Address | 2 CARRIAGE HL E, AMHERST, NY 14221-1541 |
| Document Number | 0141096298 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 14109/6298 |
| Instrument | 2023191981 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 48 CHOATE AVE, BUFFALO, NY 14220-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 48 CHOATE AVE, BUFFALO, NY 14220-1925 |
| Document Number | 0139707401 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 13970/7401 |
| Instrument | 2020218234 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 48 Choate Ave was $677 with a homeowner's exemption, down 67% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $677.00 (-67.02%) Homeowner's exemption | ||
| 2025 | $2,053.00 (-1.25%) | $205,000 (+60.16%) Land $22,000 Building $183,000 | $205,000 (-1.5%) Land $22,000 Building $183,000 |
| 2024 | $2,079.00 (+212.63%) Homeowner's exemption | $128,000 (-) Land $11,000 Building $117,000 | $208,130 (+13.82%) Land $17,886 Building $190,244 |
| 2023 | $665.00 Homeowner's exemption | $128,000 (-) Land $11,000 Building $117,000 | $182,857 (+11.43%) Land $15,714 Building $167,143 |
| 2022 | $128,000 Land $11,000 Building $117,000 | $164,100 Land $14,102 Building $149,998 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Choate Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 48 Choate Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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