48 Chloe Ct, Lowell, MI 49331 Property Records

Kent County property record for 48 Chloe Ct, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,908 sqft · built 1998
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2022)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-26-426-001`

Property Details

APN / Parcel Number

Primary APN	`41-16-26-426-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	44,867 sqft (1.03 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 CHLOE CT
City	LOWELL
State	MI
Zip	49331-9122
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	411626426001 UNIT 1 * RIVER BLUFF KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.319 LIBER 3695 PAGE 453 AS AMENDED BY REPLAT
Legal Subdivision	RIVER BLUFF KENT COUNTY CONDOMINIUM SUBD
Legal Unit	1
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1050
Census Tract	12003

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 CHLOE CT, LOWELL, MI 49331-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Dec 8, 2021	Deed of Trust, Mortgage RIVER VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Aug 6, 1998 · Amount on Record
Deed Document Number	202277492
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 5, 2022
Property Address	48 CHLOE CT, LOWELL, MI 49331-9122
Document Number	0000077492
Map Reference	LB 3886 PG 467
Instrument Date	Sep 28, 2022
Instrument	20221005-0077492
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 CHLOE CT, 48, LOWELL, MI 49331-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 MEADOWBROOK DR SE, GRAND RAPIDS, MI 49546-5584

Mortgage

Document Number	0000077493
Date	Oct 5, 2022
Instrument	20221005-0077493

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Monthly
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	10.3%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	48 CHLOE CT, LOWELL, MI 49331-9122
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHLOE CT, LOWELL, MI 49331-9122

Mortgage

Document Number	0000131715
Date	Dec 8, 2021
Instrument	20211208-0131715

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2031

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,986.00 (+2.57%) Homeowner's exemption	$251,700 (+15.14%)	$503,400 (+15.14%)
2024	$4,861.00 (+37.12%)
2023		$218,600	$437,200
2019	$3,545.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

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