48 Chestnut St, Commerce, GA 30529 Property Records

Jackson County property record for 48 Chestnut St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1960
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C11 022`

Property Details

APN / Parcel Number

Primary APN	`C11 022`
Alternative APN	`8898`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area
1st Floor Area	936 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	180 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8898
Street Address	48 CHESTNUT ST
City	COMMERCE
State	GA
Zip	30529-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 BLOCK C MILL VILLAGE PLAT BK 2 PG 251
Legal Block	C
Legal Lot Number	3
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4066
Census Tract	10400

Owner

Source: Jackson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL
Sep 18, 2026	Trustee's Deed, Foreclosure Foreclosure Auction
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Apr 29, 2021	Warranty Deed, Transfer
Oct 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026
Deed Sale	Sep 18, 2026
Prior Sale	May 24, 2024 · Amount on Record
Deed Book / Page	121Y / 345
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Sep 23, 2026
Property Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750
Document Number	0121000430
Book / Page	121Z / 430
Instrument Date	Sep 23, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750

Mortgage

Document Number	0121000430,
Date	Sep 23, 2026
Book Page	121Z/430

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 18, 2026
Property Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750
Document Number	0121000345
Book / Page	121Y / 345
Instrument Date	Sep 18, 2026
Transaction Type	Foreclosure
Record Updated	Oct 19, 2026

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750

Mortgage

Document Number	00096B0000000222
Date	May 21, 2021
Book Page	000000096B/0000000222

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 29, 2021
Property Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750
Document Number	00096B0220
Book / Page	96B / 220
Instrument Date	Apr 29, 2021
Instrument	2021-002380
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 21, 2020
Property Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750
Document Number	00092D0052
Book / Page	00092D / 000052
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48 CHESTNUT ST COMMERCE GA 305291750, COMMERCE, GA 30529-1750
Investor	Possibly a Property Investor

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 21, 2020
Property Address	48 CHESTNUT ST, COMMERCE, GA 30529-1750
Document Number	00092D0050
Book / Page	00092D / 000050
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHESTNUT ST COMMERCE GA 305291750, COMMERCE, GA 30529-1750

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,568 (-) Land $16,880 Building $49,688	$166,420 (-) Land $42,200 Building $124,220
2025	$1,777.00 (+159.8%)	$66,568 (+168.33%) Land $16,880 Building $49,688	$166,420 (+168.33%) Land $42,200 Building $124,220
2024	$684.00 (+2.24%)	$24,808 (+9.73%) Land $8,920 Building $15,888	$62,020 (+9.73%) Land $22,300 Building $39,720
2023	$669.00 (+17.57%)	$22,608 (+28.69%) Land $8,920 Building $13,688	$56,520 (+28.69%) Land $22,300 Building $34,220
2022	$569.00	$17,568 Land $6,960 Building $10,608	$43,920 Land $17,400 Building $26,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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