48 Cherry St, Jersey City, NJ 07305 Property Records

Hudson County and Jersey City property record for 48 Cherry St, Jersey City, NJ 07305

Property Summary

Property Type	Single Family Home
Details	1 bd · 802 sqft · built 1990
Lot Size	27.1 acres (1,180,476 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2022)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-26102-0000-00007-0000-C0318`

Property Details

APN / Parcel Number

Primary APN	`06-26102-0000-00007-0000-C0318`
Alternative APNs	`0626102000000007 C003R` `00480749`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	3 Stories
Building Area	802 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	1,180,476 sqft

Location & Zoning

Account Number	00480749
Street Address	48 CHERRY ST, 318
City	JERSEY CITY
State	NJ
Zip	07305-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SOCIETY HILL I
Legal Block	26102
Legal Lot Number	7
Jurisdiction	HUDSON NJ
Township / Civil Division	JERSEY CITY
Census Block Group	3
Census Block	3003
Census Tract	5400

Owner

48 Cherry St is owned and occupied by two individuals who bought it in September 2022.

Source: Hudson County and Jersey City records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 CHERRY ST, 318, JERSEY CITY, NJ 07305-4816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	May 11, 2021 · Amount on File
Deed Document Number	202210091250
Deed Book / Page	9694 / 272
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Sep 2, 2022
Property Address	48 CHERRY ST, JERSEY CITY, NJ 07305-4816
Document Number	20220902010091250
Book / Page	9694 / 272
Instrument Date	Jun 14, 2022
Instrument	20220902010091250
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 CHERRY ST, JERSEY CITY, NJ 07305-4866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 CHERRY ST # 318, 318, JERSEY CITY, NJ 07305-4816

Mortgage

Document Number	0020338658
Date	Sep 2, 2022
Instrument	20338/658

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cherry St was $4,602, up 4.6% from the year before.

Source: Hudson County and Jersey City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Jersey City
Unified School District	Jersey City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,100 (-) Land $99,000 Building $98,100	$197,100 (-) Land $99,000 Building $98,100
2025	$4,602.00 (+4.57%)	$197,100 Land $99,000 Building $98,100	$197,100 Land $99,000 Building $98,100
2024	$4,401.00
2023		$197,100 Land $99,000 Building $98,100	$197,100 Land $99,000 Building $98,100
2022	$4,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Cherry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERSEY CITY MUA serves 262,000 people · EPA ID NJ0906001
Water Source	Surface water
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20