Suffolk County and Islip Town property record for 48 Cherry St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1991 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Oct 2021) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 164.-1-55.9 |
| Primary APN | 472889 164.-1-55.9 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,104 sqft Living Area |
|---|---|
| 1st Floor Area | 552 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 97 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Account Number | 791491 |
|---|---|
| Street Address | 48 CHERRY ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-4141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRD |
| Legal Description | EDZ T024H00000000 |
| Legal Subdivision | COLLEGE WOODS/CTRL ISLIP SEC 2 |
| Legal Block | 4000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 146203 |
Source: Suffolk County and Islip Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 CHERRY ST, CENTRAL ISLIP, NY 11722-4141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Oct 29, 2021 | Deed, Transfer · Stand-Alone First Mortgage MEADOWBROOK FINANCIAL MTG BANKERS C |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2014 · Amount on Record |
| Deed Book / Page | 13127 / 54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 27, 2026 |
| Property Address | 48 CHERRY ST, CENTRAL ISLIP, NY 11722-4141 |
| Document Number | 2372000427 |
| Book / Page | 23729 / 427 |
| Instrument Date | Feb 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 CHERRY ST, CENTRAL ISLIP, NY 11722-4141 |
| Investor | Possibly a Property Investor |
| Document Number | 2372000427, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 23729/427 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 29, 2021 |
| Property Address | 48 CHERRY ST, CENTRAL ISLIP, NY 11722-4141 |
| Document Number | 0131270054 |
| Book / Page | 13127 / 54 |
| Instrument Date | Sep 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 943 FENWOOD DR, VALLEY STREAM, NY 11580-1701 |
| Document Number | DM043744 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | DM043744 |
| Name | MEADOWBROOK FINANCIAL MTG BANKERS C |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Islip Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $26,100 (-) Land $4,000 Building $22,100 | |
| 2024 | $367,606 (+2.54%) Land $56,338 Building $311,268 | |
| 2023 | $26,100 Land $4,000 Building $22,100 | $358,516 Land $54,945 Building $303,571 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1980) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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