Suffolk County and Brookhaven Town property record for 48 Charter Rd, Selden, NY 11784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,306 sqft · built 1968 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Jul 2018) |
| Tax Bill | $9,288 (2024) |
| Deeds & Mortgages | Jul 2018 Refinance Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-368.00-01.00-001.000 |
| Primary APN | 0200-368.00-01.00-001.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,148 sqft (0.21 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 5825730 |
|---|---|
| Street Address | 48 CHARTER RD |
| City | SELDEN |
| State | NY |
| Zip | 11784-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLE TOWNE ESTS 3927 SEC 4 197 |
| Legal Subdivision | OLE TOWNE ESTATES |
| Legal Block | 8000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 158102 |
48 Charter Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CHARTER RD, SELDEN, NY 11784-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on File |
| Deed Sale | Jul 24, 2018 · Amount on File |
| Prior Sale | Aug 29, 2000 · Amount on File |
| Deed Book / Page | 12970 / 938 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 CHARTER RD, SELDEN, NY 11784-1204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NCS |
| Name | Verified Name |
|---|
| Document Number | 0229440781 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 22944/781 |
| Instrument | 18-0135172 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 CHARTER RD, SELDEN, NY 11784-1204 |
| Document Number | 0231210228 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 CHARTER RD SELDEN NY 117841204, SELDEN, NY 11784-1204 |
| Document Number | 0231210228 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 023121/000228 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Middle Country Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,045 Land $160 Building $1,885 | $426,041 Land $30,189 Building $355,660 | |
| 2024 | $9,288.00 | ||
| 2023 | $2,045 Land $160 Building $1,885 | $3,787 Land $296 Building $3,491 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 48 Charter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 48 Charter Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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