Hampden County and Springfield City property record for 48 Chapin Ter, Springfield, MA 01107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,880 sqft · built 1907 |
| Lot Size | 0.299 acres (13,046 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2007) |
| Tax Bill | $3,553 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:02640 P:0010 |
| Primary APN | SPRI S:02640 P:0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,046 sqft (0.299 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 26400010 |
|---|---|
| Street Address | 48 CHAPIN TER |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01107-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 800500 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CHAPIN TER, SPRINGFIELD, MA 01107-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER SPRINGFIELD CREDIT UNION |
| Mar 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION |
| Mar 23, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2007 · Amount on Record |
| Deed Sale | Jun 21, 2007 · Amount on Record |
| Prior Sale | Nov 19, 1987 · Amount on Record |
| Last Transfer Date | Mar 21, 2022 |
| Transfer Doc | 024464-589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 48 CHAPIN TER, SPRINGFIELD, MA 01107-1704 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025383-84 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 25383/84 |
| Instrument | 15743 |
| Name | GREATER SPRINGFIELD CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 48 CHAPIN TER, SPRINGFIELD, MA 01107-1704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024467-147 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 24467/147 |
| Instrument | 18201 |
| Name | GREATER SPRINGFIELD CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 23, 2022 |
| Property Address | 48 CHAPIN TER, SPRINGFIELD, MA 01107-1704 |
| Document Number | 024464-589 |
| Book / Page | 24464 / 589 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 17820 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 48 CHAPIN TER, SPRINGFIELD, MA 01107-1704 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,553.00 (+13.19%) | $226,600 (+23.09%) Land $32,900 Building $193,700 | $298,110 (+5.91%) |
| 2024 | $281,485 | ||
| 2023 | $3,139.00 | $184,100 Land $30,000 Building $154,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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