48 Central Ave, Madison, NJ 07940 Property Records

Morris County and Madison Borough property record for 48 Central Ave, Madison, NJ 07940

Property Summary

Property TypeSingle Family Home
Details2,656 sqft · built 2004
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on Record
Last Sale$302,000 (Jan 2002)
Tax Bill$10,833 (2024)
Deeds & MortgagesMar 2023 Mortgage
Nov 2020 Mortgage
APN17-01601-0000-00003

Property Details

APN / Parcel Number

Primary APN17-01601-0000-00003
Alternative APNs
  • 1700049000000003
  • 170160100003

Interior

Stories2 Stories
Building Area2,656 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area8,973 sqft (0.206 acres)
Lot Dimensions160 ft deep x 106 ft wide

Location & Zoning

Old Parcel Number1700049000000003
Street Address48 CENTRAL AVE
CityMADISON
StateNJ
Zip07940-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Block1601
Legal Lot Number3
JurisdictionMORRIS NJ
Township / Civil DivisionMADISON
Census Block Group2
Census Block2008
Census Tract42900

Owner

Source: Morris County and Madison Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 CENTRAL AVE, MADISON, NJ 07940-1811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Correction Deed · Conventional Mortgage
NORTHPOINTE BANK
Nov 3, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2002 · Amount on Record
Deed SaleJan 7, 2002 · Amount on Record
Deed Book / Page5535 / 52
Last Transfer DateFeb 10, 2023
Transfer Doc0245780515
Record UpdatedSep 20, 2026

March 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionMORRIS NJ
Recording DateMar 16, 2023
Property Address48 CENTRAL AVE, MADISON, NJ 07940-1811
Document Number0245780515
Book / Page24578 / 515
Instrument DateFeb 10, 2023
Instrument2023009460
Record UpdatedMay 12, 2023
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address48 CENTRAL AVE, MADISON, NJ 07940-1811

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 CENTRAL AVE, MADISON, NJ 07940-1811

Mortgage

Document Number2023009461
DateMar 16, 2023
Instrument2023009461
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address48 CENTRAL AVE, MADISON, NJ 07940-1811
Document Number0239680766
Instrument DateNov 3, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 CENTRAL AVE DOVER NJ 078013487, DOVER, NJ 07801-3487

Mortgage

Document Number0239680766
DateDec 14, 2020
Book Page023968/000766
Instrument94642
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueDec 13, 2048

Tax Assessment & Valuation

Source: Morris County and Madison Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityMadison Borough
Unified School DistrictMadison Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$508,600 (-) Land $219,300 Building $289,300$508,600 (-) Land $219,300 Building $289,300
2025$508,600 (-) Land $219,300 Building $289,300$508,600 (-) Land $219,300 Building $289,300
2024$10,833.00 (+3.7%)
2023$508,600 Land $219,300 Building $289,300$508,600 Land $219,300 Building $289,300
2022$10,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER DEPT
serves 15,820 people · EPA ID NJ1417001
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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