48 Central Ave, Gallipolis, OH 45631 Property Records

Gallia County property record for 48 Central Ave, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.031 acres (1,359 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2023)
Tax Bill	$796 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00705217300`

Property Details

APN / Parcel Number

Primary APN	`00705217300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	1,359 sqft (0.031 acres)
Lot Dimensions	40 ft deep x 34 ft wide
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 CENTRAL AVE
City	GALLIPOLIS
State	OH
Zip	45631-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 B 11 MAPLE SHADE PT LOT 34 X 40 V519 P462
Legal Block	11
Legal Lot Number	1
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	2
Census Block	2037
Census Tract	954100

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 CENTRAL AVE, GALLIPOLIS, OH 45631-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	May 13, 2003
Deed Document Number	2023590
Deed Book / Page	700 / 28
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Mar 14, 2023
Property Address	48 CENTRAL AVE, GALLIPOLIS, OH 45631-1843
Document Number	0000700/28
Book / Page	700 / 28
Instrument Date	Mar 9, 2023
Instrument	23-00000590
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CENTRAL AVE, GALLIPOLIS, OH 45631-1843

Mortgage

Document Number	0000070030
Date	Mar 14, 2023
Instrument	700/30

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$796.00 (+82.57%)	$32,560 (+192.81%) Land $1,190 Building $31,370
2024			$93,040 (+192.76%) Land $3,400 Building $89,640
2023	$436.00 (+21.79%)	$11,120 (+19.06%) Land $1,190 Building $9,930	$31,780 (+19.07%) Land $3,400 Building $28,380
2022	$358.00	$9,340 Land $1,080 Building $8,260
2020			$26,690 Land $3,090 Building $23,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1980–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 1997 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20