48 Centennial Way, San Ramon, CA 94583 Property Records

Contra Costa County property record for 48 Centennial Way, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,087 sqft · built 1996
Lot Size0.234 acres (10,193 sqft)
Owner2 Individual Names on File
Last Sale$1,710,000 (Jul 2021)
Tax Bill$20,619 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN211-070-020-6

Property Details

APN / Parcel Number

Primary APN211-070-020-6
Alternative APN
  • 211-070-020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,087 sqft Living Area
1st Floor Area1,058 sqft
2nd Floor Area1,029 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2008
Architectural StyleCluster
Lot Area10,193 sqft (0.234 acres)
Garage TypeAttached
Garage Area56 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address48 CENTENNIAL WAY
CitySAN RAMON
StateCA
Zip94583-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7781 L20
Legal SubdivisionSUBDIVISION 7781
Legal Tract7781
Legal Lot Number20
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3002
Census Tract345115

Owner

48 Centennial Way is owned and occupied by two individuals who bought it in July 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address48 CENTENNIAL WAY, SAN RAMON, CA 94583-2615
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2021 · Amount on File
Deed SaleJul 13, 2021 · Amount on File
Prior SaleAug 24, 2001 · Amount on File
Deed Document Number2021198275
Prior Transfer DateAug 16, 2016
Prior Transfer Doc0000166597
Record UpdatedSep 20, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 13, 2021
Property Address48 CENTENNIAL WAY, SAN RAMON, CA 94583-2615
Document Number0000198275
Map ReferenceMB 382 PG 12
Instrument DateJul 8, 2021
Instrument2021-198275
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address48 CENTENNIAL WAY, SAN RAMON, CA 94583-2615

Mortgage

Document Number0000198276
DateJul 13, 2021
Instrument2021-198276
Lender
NamePATELCO CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyAnnually

Mortgage

Document Number0000198277
DateJul 13, 2021
Instrument2021-198277
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 30, 2046
Interest
Rate TypeAdjustable Rate
Rate1.5%
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 48 Centennial Way was $20,619.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,850,957 (+2%) Land $893,005 Building $957,952
2025$20,619.00$1,814,665 Land $875,496 Building $939,169
2023$19,879.00 (+0.73%)$1,744,200 Land $841,500 Building $902,700
2022$19,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Centennial Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Centennial Way is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks.

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