48 Cedarway Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 48 Cedarway Cir, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,570 sqft · built 2024
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$419,900 (May 2025)
Tax Bill	$9,321 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265401 095.06-1-50`

Property Details

APN / Parcel Number

Primary APN	`265401 095.06-1-50`
Alternative APN	`00311100000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	85 ft deep x 36.3 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00311100000
Street Address	48 CEDARWAY CIR
City	WEBSTER
State	NY
Zip	14580-6001
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2030
Census Tract	11402

Owner

48 Cedarway Cir, a townhouse, is owned by two individuals who bought it in May 2025.

Source: Monroe County and Webster Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1037 TALLGRASS LN, B, WEBSTER, NY 14580-3179
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING
May 20, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Deed Document Number	20253291836
Deed Book / Page	13093 / 770
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 13, 2026
Property Address	48 CEDARWAY CIR, WEBSTER, NY 14580-6001
Document Number	0003453485
Book / Page	31407 / 1
Instrument Date	Aug 3, 2026
Instrument	20263453485
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CEDARWAY CIR, WEBSTER, NY 14580-6001

Mortgage

Document Number	0003453485,
Date	Aug 13, 2026
Book Page	31407/1
Instrument	20263453485

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 20, 2025
Property Address	48 CEDARWAY CIR, WEBSTER, NY 14580-6001
Document Number	0000001836
Book / Page	13093 / 770
Map Reference	LB 365 PG 53&54
Instrument Date	May 19, 2025
Instrument	202503291836
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 30, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 STATE ROUTE 96200, VICTOR, NY 14564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CEDARWAY CIR, WEBSTER, NY 14580-6001

Mortgage

Document Number	0000001837
Date	May 20, 2025
Instrument	202503291837

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 48 Cedarway Cir was $9,321, up 698.7% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Municipality	Webster Village
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,321.00 (+698.71%)
2025	$1,167.00	$179,801 Land $18,000 Building $161,801	$374,600 Land $37,501 Building $337,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Cedarway Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cedarway Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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