Polk County property record for 48 Cedarview Ln, Saluda, NC 28773 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,835 sqft · built 2006 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Jul 2020) |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S5-G16 |
| Primary APN | S5-G16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,835 sqft Finished Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 34708 |
|---|---|
| Street Address | 48 CEDARVIEW LN |
| City | SALUDA |
| State | NC |
| Zip | 28773-0590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #5, SECTION 2, 0M01 MEADOWVIEW S/D |
| Legal Subdivision | MEADOWVIEW S/D |
| Legal Lot Number | 5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 920303 |
Source: Polk County records · APN S5-G16
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CEDARVIEW LN, SALUDA, NC 28773-0590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Mar 31, 2023 | Intrafamily Transfer, Transfer · Line of Credit LOCAL GOVERNMENT FCU |
| Jul 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2020 · Amount on Record |
| Deed Sale | Jul 02, 2020 · Amount on Record |
| Prior Sale | Aug 03, 2006 · Amount on Record |
| Deed Book / Page | 449 / 2335 |
| Last Transfer Date | Mar 24, 2023 |
| Transfer Doc | 000477/386 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 48 CEDARVIEW LN, SALUDA, NC 28773-0590 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 00466/1735 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 466/1735 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Mar 31, 2023 |
| Property Address | 48 CEDARVIEW LN, SALUDA, NC 28773-0590 |
| Document Number | 000477/386 |
| Book / Page | 477 / 386 |
| Map Reference | FILE D PG 905 |
| Instrument Date | Mar 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 457 CEDARVIEW LN, SALUDA, NC 28773-8829 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 457 CEDARVIEW LN, SALUDA, NC 28773-8829 |
| Document Number | 0000477389 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 477/389 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 02, 2020 |
| Property Address | 48 CEDARVIEW LN, SALUDA, NC 28773-0590 |
| Document Number | 00449/2335 |
| Book / Page | 449 / 2335 |
| Map Reference | CARD D PG 905 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 SELDEN WAY, FOUNTAIN INN, SC 29644-8019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 457 CEDARVIEW LN, SALUDA, NC 28773-8829 |
| Document Number | 0004492337 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 449/2337 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,785.00 (+23.01%) | $479,690 (+54.67%) Land $37,400 Building $442,290 | $479,690 (+54.67%) Land $37,400 Building $442,290 |
| 2023 | $3,890.00 | $310,142 Land $30,600 Building $279,542 | |
| 2021 | $310,142 Land $30,600 Building $279,542 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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