St. Johns County property record for 48 Cedarstone Way, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,806 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2019) |
| Tax Bill | $5,894.00 (2025) |
| Primary APN | 029011-1550 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,806 sqft Living Area |
| Gross Area | 3,620 sqft Gross Area |
| 1st Floor | 2,806 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Porch Area | 235 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 48 CEDARSTONE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0012 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 155 OR4696/1459 & 5861/1842 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT C |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 155 |
| Legal Unit | C |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-1550
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Nov 27, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 21, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 20, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2019 · Amount on Record |
| Deed Sale | Mar 20, 2019 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Doc Number | 201918904 |
| Deed Book / Page | 4696 / 1459 |
| Last Transfer Date | Nov 16, 2023 |
| Transfer Doc | 0058611842 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Document Number | 0058611842 |
| Book / Page | 5861 / 1842 |
| Map Reference | MB 82 PG 1-7 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023092124 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Document Number | 0058310466 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 5831/466 |
| Instrument | 2023075987 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Document Number | 0052631091 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 5263/1091 |
| Instrument | 2021053555 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Document Number | 0047490419 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 48 CEDARSTONE WAY ST AUGUSTINE FL 320920012, ST AUGUSTINE, FL 32092-0012 |
| Document Number | 0047490419 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 004749/000419 |
| Instrument | 45838 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 26, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 20, 2019 |
| Property Address | 48 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Document Number | 0046961459 |
| Book / Page | 4696 / 1459 |
| Map Reference | MB 82 PG 1-7 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2019018904 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 48 CEDAR STONE WAY, SAINT AUGUSTINE, FL 32092-0012 |
| Document Number | 2019018905 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019018905 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,701 (+2.7%) | $488,152 (+5.24%) Land $110,000 Building $378,152 | |
| 2025 | $5,894.00 (+8.17%) Homeowner's exemption | $305,454 (+5.99%) | $463,832 (+10.43%) Land $110,000 Building $353,832 |
| 2024 | $5,449.00 (+1.53%) | ||
| 2023 | $5,367.00 (+1.86%) Homeowner's exemption | $288,199 (+3%) | $420,038 (+5.79%) Land $89,600 Building $330,438 |
| 2022 | $5,269.00 Homeowner's exemption | $279,805 | $397,031 Land $89,600 Building $307,431 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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