Middlesex County and Sayreville Borough property record for 48 Cedar Ter, Parlin, NJ 08859
| Property Type | Single Family Home |
|---|---|
| Details | built 1955 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Feb 2026) |
| Tax Bill | $9,489 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00032-10-00009 |
| Primary APN | 19-00032-10-00009 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 6,273 sqft (0.144 acres) |
| Old Parcel Number | 1900032J00009 |
|---|---|
| Street Address | 48 CEDAR TER |
| City | PARLIN |
| State | NJ |
| Zip | 08859-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | .1440 AC |
| Legal Subdivision | LAUREL PARK SEC 2-C |
| Legal Block | 32.10 |
| Legal Lot Number | 9 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | SAYREVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 7301 |
48 Cedar Ter is owned and occupied by two individuals who bought it in February 2026.
Source: Middlesex County and Sayreville Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CEDAR TER, PARLIN, NJ 08859-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 27, 2026 | Deed, Transfer · Conventional Mortgage AML FUNDING LLC |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Sep 4, 2013 · Amount on File |
| Deed Document Number | 202612897 |
| Deed Book / Page | 19960 / 894 |
| Prior Transfer Date | Dec 13, 2012 |
| Prior Transfer Doc | 0002190442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 CEDAR TER, PARLIN, NJ 08859-1144 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 48 CEDAR TER, PARLIN, NJ 08859-1144 |
| Investor | Possibly a Property Investor |
| Document Number | 0000033044 |
|---|---|
| Date | Jun 17, 2024 |
| Book Page | 19480/384 |
| Instrument | 2024033044 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 CEDAR TER, PARLIN, NJ 08859-1144 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE PORT WASH, FIDELITY NATL TTL PORTLAND W |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000031603 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 18322/1454 |
| Instrument | 2021031603 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Feb 27, 2026 |
| Property Address | 48 CEDAR TER, PARLIN, NJ 08859-1144 |
| Document Number | 0000012897 |
| Book / Page | 19960 / 894 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 2026012897 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,616.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2 GLOUCESTER CT, EAST BRUNSWICK, NJ 08816-3318 |
| Name | Verified Name |
|---|---|
| Address | 48 CEDAR TERRACE, SAYREVILLE, NJ |
| Investor | Possibly a Property Investor |
| Document Number | 0000012898 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026012898 |
| Name | AML FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 CEDAR TER, PARLIN, NJ 08859-1144 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE PORT WASH, FIDELITY NATL TTL PORTLAND W |
| Name | Verified Name |
|---|
| Document Number | 2021031603 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 18322/1454 |
| Instrument | 2021031603 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 48 Cedar Ter was $9,489, up 2.5% from the year before.
Source: Middlesex County and Sayreville Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Sayreville Borough |
| Unified School District | Sayreville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,600 (-) Land $50,700 Building $100,900 | $151,600 (-) Land $50,700 Building $100,900 | |
| 2025 | $9,489.00 (+2.53%) | $151,600 Land $50,700 Building $100,900 | $151,600 Land $50,700 Building $100,900 |
| 2024 | $9,255.00 | ||
| 2023 | $151,600 Land $50,700 Building $100,900 | $151,600 Land $50,700 Building $100,900 | |
| 2022 | $8,406.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 48 Cedar Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cedar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAYREVILLE W DEPT serves 45,345 people · EPA ID NJ1219001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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