48 Cedar St, Cranston, RI 02910 Property Records

Cranston City property record for 48 Cedar St, Cranston, RI 02910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,192 sqft · built 1948
Lot Size	0.143 acres (6,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Aug 2018)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:11=1 L:3048 U`

Property Details

APN / Parcel Number

Primary APN	`M:11=1 L:3048 U`
Alternative APNs	`CRAN M:11-1 L:3048 U` `3326700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,192 sqft Living Area
Gross Area	2,379 sqft
1st Floor Area	808 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,209 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3326700
Street Address	48 CEDAR ST
City	CRANSTON
State	RI
Zip	02910-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Lot Number	3048
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	3
Census Block	3019
Census Tract	14700

Owner

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 CEDAR ST, CRANSTON, RI 02910-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND HOUSING & MTG FIN CORP
Aug 31, 2018	Warranty Deed, Transfer PRIME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Book / Page	5649 / 101
Transfer Doc	3810000012
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	48 CEDAR ST, CRANSTON, RI 02910-3028
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006751-152
Date	Feb 5, 2024
Book Page	6751/152
Instrument	9050

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	48 CEDAR ST, CRANSTON, RI 02910-3028
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6176-157
Date	Feb 22, 2021
Book Page	6176/157
Instrument	29960

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Aug 31, 2018
Property Address	48 CEDAR ST, CRANSTON, RI 02910-3028
Document Number	5649-101
Book / Page	5649 / 101
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	56490104
Date	Aug 31, 2018
Instrument	05649/0104

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 31, 2048

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,884.00 (+5.54%)	$279,800 (+43.71%) Land $89,400 Building $190,400	$402,590
2023	$3,680.00 (+2.11%)	$194,700 (-) Land $61,600 Building $133,100
2022	$3,604.00	$194,700 Land $61,600 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1991)
Most Recent Claim	Oct 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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