48 Cedar St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 48 Cedar St, Amesbury, MA 01913

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 1999
Lot Size0.645 acres (28,095 sqft)
OwnerCompany Name on File
Last Sale$401,800 (Aug 2016)
Tax Bill$10,774 (2026)
Deeds & MortgagesDec 2021 Refinance
Mar 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNAMES M:40 B:0214.A

Property Details

APN / Parcel Number

Primary APNAMES M:40 B:0214.A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
Gross Area2,952 sqft
1st Floor Area884 sqft
Basement Area450 sqft
Unfinished Basement122 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,095 sqft (0.645 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address48 CEDAR ST
CityAMESBURY
StateMA
Zip01913-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal SubdivisionEDMUND & SHERRY WOJCICKI
Legal Block214.A
JurisdictionAMESBURY MA
Township / Civil DivisionAMESBURY TOWN
Census Block Group1
Census Block1007
Census Tract266400

Owner

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address48 CEDAR ST, AMESBURY, MA 01913-1806
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADERONE FINANCIAL
Mar 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SERVICE CU
Jul 20, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 28, 2020Deed of Trust, Mortgage · Balloon Mortgage
METRO CU
Jun 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADERONE FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2016 · Amount on File
Deed SaleAug 26, 2016 · Amount on File
Prior SaleFeb 24, 2012 · Amount on File
Deed Book / Page35208 / 506
Last Transfer DateJul 13, 2023
Transfer Doc041669-497
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address48 CEDAR ST, AMESBURY, MA 01913-1806
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040598-470
DateDec 22, 2021
Book Page40598/470
Instrument20211222001170
Lender
NameLEADERONE FINANCIAL
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address48 CEDAR ST, AMESBURY, MA 01913-1806
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040779-554
DateMar 9, 2022
Book Page40779/554
Lender
NameSERVICE CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueApr 1, 2047

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAMESBURY MA
Recording DateJul 20, 2023
Property Address48 CEDAR ST, AMESBURY, MA 01913-1806
Document Number041669-497
Book / Page41669 / 497
Instrument DateJul 13, 2023
Instrument20230720000080
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 CEDAR ST, AMESBURY, MA 01913-1806

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address48 CEDAR ST, AMESBURY, MA 01913-1806
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38756-343
DateJul 28, 2020
Book Page38756/343
Instrument20200728000480
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2045

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address48 CEDAR ST, AMESBURY, MA 01913-1806
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38619-443
DateJun 17, 2020
Book Page38619/443
Instrument20200617001350
Lender
NameLEADERONE FINANCIAL
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityAmesbury City
Unified School DistrictAmesbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,774.00 (+3.65%)$715,900 (+5.37%) Land $283,100 Building $432,800$717,827 (+23.14%)
2025$10,395.00 (+2.56%)$679,400 (+4.83%) Land $266,900 Building $412,500$582,920
2024$10,136.00 (+9.79%)$648,100 (+14.71%) Land $251,800 Building $396,300
2023$9,232.00$565,000 Land $219,100 Building $345,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMESBURY DPW WATER DIV.
serves 17,366 people · EPA ID MA3007000
Water SourceSurface water
Last State InspectionJun 2026
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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