48 Cedar Dr, Hurricane, WV 25526 Property Records

Putnam County property record for 48 Cedar Dr, Hurricane, WV 25526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,698 sqft · built 1987
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Jul 2021)
Tax Bill	$2,538 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-222G-0046.0000`

Property Details

APN / Parcel Number

Primary APN	`10-222G-0046.0000`
Alternative APNs	`40-10-222G-0046.0000` `00017451`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	2,698 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00017451
Street Address	48 CEDAR DR
City	HURRICANE
State	WV
Zip	25526-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 SEC 2 COUNTRY VILLAS
Legal Subdivision	COUNTRY VILLAS SUB
Legal Lot Number	48
Jurisdiction	PUTNAM WV
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	20607

Owner

48 Cedar Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Putnam County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 CEDAR DR, HURRICANE, WV 25526-9220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Deed Document Number	20215080640004
Deed Book / Page	598 / 962
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	48 CEDAR DR, HURRICANE, WV 25526-9220
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1292/852
Date	Jul 12, 2021
Book Page	1292/852
Instrument	005080650011

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	48 CEDAR DR, HURRICANE, WV 25526-9220
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1234/493
Date	Jan 31, 2020
Book Page	1234/493
Instrument	004785590019

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 48 Cedar Dr was $2,538, up 7% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,538.00 (+7.04%)	$202,980 (+8.19%) Land $34,620 Building $168,360	$338,300 (+8.19%) Land $57,700 Building $280,600
2025	$2,371.00	$187,620 Land $27,180 Building $160,440	$312,700 Land $45,300 Building $267,400
2023	$2,044.00 (+3.44%)	$168,240 (+2.6%) Land $26,700 Building $141,540	$280,400 (+2.6%) Land $44,500 Building $235,900
2022	$1,976.00	$163,980 Land $26,700 Building $137,280	$273,300 Land $44,500 Building $228,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cedar Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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