Monmouth County and Colts Neck Township property record for 48 Cedar Dr, Colts Neck, NJ 07722
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 8,860 sqft · built 1988 |
| Lot Size | 2.22 acres (97,043 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,600,000 (Jul 2025) |
| Tax Bill | $34,964 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00012-0000-00012-02 |
| Primary APN | 10-00012-0000-00012-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 8,860 sqft Living Area |
| 1st Floor Area | 4,106 sqft |
| Basement Area | 4,088 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 97,043 sqft |
| Porch | Open Porch |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 10000120000000122 |
|---|---|
| Street Address | 48 CEDAR DR |
| City | COLTS NECK |
| State | NJ |
| Zip | 07722-1672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | MINOR SUB |
| Legal Block | 12 |
| Legal Lot Number | 12.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | COLTS NECK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 809901 |
Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 CEDAR DR, COLTS NECK, NJ 07722-1672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Jul 21, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2022 · Amount on Record |
| Deed Document Number | 202556196 |
| Deed Book / Page | 9747 / 4037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 48 CEDAR DR, COLTS NECK, NJ 07722-1672 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0096855849 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 9685/5849 |
| Instrument | 2024026884 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 21, 2022 |
| Property Address | 48 CEDAR DR, COLTS NECK, NJ 07722-1672 |
| Document Number | 0096060745 |
| Book / Page | 9606 / 745 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022074887 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,143.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 HOGAN WAY, 16, MONROE TOWNSHIP, NJ 08831-2996 |
| Name | Verified Name |
|---|---|
| Address | 48 CEDAR DR, COLTS NECK, NJ 07722-1672 |
| Document Number | 2022074888 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022074888 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Colts Neck Township |
| Elementary School District | Colts Neck Township School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,990,400 (+98.96%) Land $646,500 Building $4,343,900 | $4,990,400 (+98.96%) Land $646,500 Building $4,343,900 | |
| 2025 | $34,964.00 (+2.1%) | $2,508,200 (+83.33%) Land $378,600 Building $2,129,600 | $2,508,200 (+83.33%) Land $378,600 Building $2,129,600 |
| 2024 | $34,246.00 (+33.66%) | ||
| 2023 | $1,368,100 Land $378,600 Building $989,500 | $1,368,100 Land $378,600 Building $989,500 | |
| 2022 | $25,622.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1979–2019) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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