48 Carmas Dr, Rochester, NY 14626 Property Records

Monroe County and Greece Town property record for 48 Carmas Dr, Rochester, NY 14626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,062 sqft · built 1973
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Apr 2022)
Tax Bill	$12,268 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262800 089.11-1-46`

Property Details

APN / Parcel Number

Primary APN	`262800 089.11-1-46`
Alternative APNs	`28000891100001046000` `00981304000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	1,558 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	671 sqft
Patio Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00981304000
Street Address	48 CARMAS DR
City	ROCHESTER
State	NY
Zip	14626-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20TR L97 T1 SANNITA EST S1 181-55 L123
Legal Subdivision	SANNITA ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	4
Census Block	4012
Census Tract	14102

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 CARMAS DR, ROCHESTER, NY 14626-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Feb 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	May 19, 1998 · Amount on Record
Deed Document Number	202262
Deed Book / Page	12656 / 37
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0000000528
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 29, 2022
Property Address	48 CARMAS DR, ROCHESTER, NY 14626-3726
Document Number	0000000062
Book / Page	12656 / 37
Map Reference	LB 181 PG 55
Instrument Date	Apr 27, 2022
Instrument	202204290062
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	FIRST AMER ROCHESTER ABSTRAC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 HICKORY MANOR DR, 61, ROCHESTER, NY 14606-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CARMAS DR, GREECE, NY 14626-3726

Mortgage

Document Number	0000000063
Date	Apr 29, 2022
Instrument	202204290063

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Feb 18, 2020
Property Address	48 CARMAS DR, ROCHESTER, NY 14626-3726
Document Number	0000000844
Book / Page	012311 / 000578
Instrument Date	Feb 17, 2020
Instrument	844
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 HICKORY MANOR DR ROCHESTER NY 146064509, ROCHESTER, NY 14606-4509

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Dec 11, 2017
Property Address	48 CARMAS DR, ROCHESTER, NY 14626-3726
Document Number	0000000528
Map Reference	LB 181 PG 55
Instrument Date	Dec 6, 2017
Instrument	201712110528
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CARMAS DR, ROCHESTER, NY 14626-3726

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,268.00 (+3.4%)
2025	$11,865.00 (+49.11%)	$243,100 (-) Land $31,500 Building $211,600	$398,500 (+40.98%) Land $51,636 Building $346,864
2023		$243,100 (+39.71%) Land $31,500 Building $211,600	$282,674 (+39.73%) Land $36,628 Building $246,046
2022		$174,000 Land $35,000 Building $139,000	$202,300 Land $40,693 Building $161,607
2021	$7,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Frontier, T-Mobile.

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