48 Cardinal Trl, Nancy, KY 42544 Property Records

Wayne County property record for 48 Cardinal Trl, Nancy, KY 42544

Property Summary

Property Type	Mobile Home
Details	1,485 sqft · built 1987
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2019)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B-02-005.00ETC`

Property Details

APN / Parcel Number

Primary APN	`B-02-005.00ETC`
Alternative APN	`25224`

Interior

Stories	1 Story
Building Area	1,485 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Exterior Material	Other
Roof Material	Other
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	2,032 sqft
Driveway	Concrete Driveway
Parking Spaces	7 Parking Spaces
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	25224
Street Address	48 CARDINAL TRL
City	NANCY
State	KY
Zip	42544-7700
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BLUE JAY SD LOTS 48 49 55 & 56
Legal Subdivision	BLUE JAY SD
Legal Lot Number	48-49
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	3
Census Block	3007
Census Tract	920102

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 W KEMPER RD, CINCINNATI, OH 45246-3001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Oct 15, 2019	Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	2019142740
Deed Book / Page	384 / 537
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	48 CARDINAL TRL, NANCY, KY 42544-7700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442/34
Date	Jan 14, 2021
Book Page	442/34
Instrument	147561

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Oct 15, 2019
Property Address	48 CARDINAL TRL, NANCY, KY 42544-7700
Document Number	384/537
Book / Page	384 / 537
Map Reference	CAB A SL 13
Instrument Date	Oct 7, 2019
Instrument	142740
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 PEACEFUL WAY, 89, SOMERSET, KY 42503-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	455 W KEMPER RD, CINCINNATI, OH 45246-3001

Mortgage

Document Number	142741
Date	Oct 15, 2019
Instrument	142741

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 7, 2020

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-) Land $25,000 Building $150,000	$175,000 (-) Land $25,000 Building $150,000
2025	$1,586.00 (-6.49%)	$175,000 (-)	$175,000 (-)
2023	$1,696.00	$175,000	$175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cardinal Trl

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