48 Cambridge E, Oxford, NJ 07863 Property Records

Warren County and Oxford Township property record for 48 Cambridge E, Oxford, NJ 07863 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,368 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (May 2025)
Tax Bill	$6,319 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00031-0000-00021-0000-C0048`

Property Details

APN / Parcel Number

Primary APN	`17-00031-0000-00021-0000-C0048`
Alternative APN	`1700031000000021C0048`

Interior

Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	48 CAMBRIDGE E
City	OXFORD
State	NJ
Zip	07863-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: BLDG 9
Legal Subdivision	CAMBRIDGE/OXFORD EAST CONDO
Legal Block	31
Legal Lot Number	21
Jurisdiction	WARREN NJ
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1016
Census Tract	31602

Owner

Source: Warren County and Oxford Township records · APN 17-00031-0000-00021-0000-C0048

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 CAMBRIDGE E, OXFORD, NJ 07863-3409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2025 · Amount on Record
Deed Sale	May 09, 2025 · Amount on Record
Prior Sale	Sep 02, 2009 · Amount on Record
Deed Document Number	2025620843
Deed Book / Page	3498 / 189
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	48 CAMBRIDGE E, OXFORD, NJ 07863-3409
Document Number	0000539719
Instrument Date	Nov 05, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CAMBRIDGE E OXFORD NJ 078633409, OXFORD, NJ 07863-3409

Mortgage

Document Number	0000539719
Date	Nov 13, 2020
Book Page	006970/000166
Instrument	539719

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2040

Tax Assessment & Valuation

Source: Warren County and Oxford Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Oxford Township
Unified School District	Oxford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,900 (-) Land $40,000 Building $90,900	$130,900 (-) Land $40,000 Building $90,900
2025	$6,319.00 (-0.39%)	$130,900 (-) Land $40,000 Building $90,900	$130,900 (-) Land $40,000 Building $90,900
2024	$6,344.00 (+10.48%)
2023		$130,900 Land $40,000 Building $90,900	$130,900 Land $40,000 Building $90,900
2022	$5,742.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (34041C), updated September 29, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340410316021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021–2023)
Most Recent Claim	Jul 2023, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.