48 Brookstone Cir, Bloomington, IL 61704 Property Records

McLean County property record for 48 Brookstone Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,084 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jan 2022)
Tax Bill	$10,977 (2024)
Deeds & Mortgages	Aug 2021 Construction Loan Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-13-131-011`

Property Details

APN / Parcel Number

Primary APN	`21-13-131-011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	4,053 sqft
1st Floor Area	1,505 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	969 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 BROOKSTONE CIR
City	BLOOMINGTON
State	IL
Zip	61704-8698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BROOKRIDGE ESTATES SUB 1ST ADD LT 50
Legal Range	02E
Legal Township	23N
Legal Section	13
Legal Subdivision	BROOKRIDGE ESTATES
Legal Lot Number	50
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3047
Census Tract	1108

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 BROOKSTONE CIR, BLOOMINGTON, IL 61704-8698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Construction Mortgage MARINE BANK SPRINGFIELD
Jan 12, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 7, 2021	Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	2022600
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	48 BROOKSTONE CIR, BLOOMINGTON, IL 61704-8698
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019109
Date	Aug 10, 2021
Instrument	2021-00019109

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 12, 2022
Property Address	48 BROOKSTONE CIR, BLOOMINGTON, IL 61704-8698
Document Number	202200000600
Map Reference	DOC 2004-3856
Instrument Date	Dec 23, 2021
Instrument	2022-00000600
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 BROOKSTONE CIR, BLOOMINGTON, IL 61704-8698

Mortgage

Document Number	202200000601
Date	Jan 12, 2022
Instrument	2022-00000601

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2037
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 7, 2021
Property Address	48 BROOKSTONE CIR, BLOOMINGTON, IL 61704-8698
Document Number	202100010753
Map Reference	DOC 2004-38516
Instrument Date	Apr 15, 2021
Instrument	2021-00010753
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 STONEROLLER CIR, BLOOMINGTON, IL 61705-5310

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,861 (+20.98%) Land $29,735 Building $124,126	$461,583 (+20.98%) Land $89,205 Building $372,378
2024	$10,977.00 (+6.92%)
2023	$10,267.00 (+3.91%)	$127,182 (+7.94%) Land $24,579 Building $102,603	$381,546 (+7.94%) Land $73,737 Building $307,809
2022	$9,881.00	$117,830 Land $22,771 Building $95,059	$353,490 Land $68,313 Building $285,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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