48 Broadway, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 48 Broadway, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1958
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Jul 2019)
Tax Bill	$13,018 (2024)
Deeds & Mortgages	Aug 2025 Refinance Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 130.-3-7`

Property Details

APN / Parcel Number

Primary APN	`473489 130.-3-7`
Alternative APNs	`0800-130.00-03.00-007.000` `348913000000030070000000` `47340030424`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 BROADWAY
City	SMITHTOWN
State	NY
Zip	11787-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-754526 TC-70 *341 LOTS 21-27 INC SMITHTOWN TERRACE BLK F
Legal Block	3
Legal Lot Number	7
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3014
Census Tract	135303

Owner

48 Broadway is owned and occupied by two individuals who bought it in July 2019.

Source: Suffolk County and Smithtown Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 BROADWAY, SMITHTOWN, NY 11787-4602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SUFFOLK FCU
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC
Jul 18, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Oct 13, 1993 · Amount on File
Deed Book / Page	13020 / 279
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	48 BROADWAY, SMITHTOWN, NY 11787-4602
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236780599
Date	Aug 25, 2025
Book Page	23678/599

Lender

Name	SUFFOLK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	48 BROADWAY, SMITHTOWN, NY 11787-4602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231750007
Date	Sep 18, 2020
Book Page	23175/7
Instrument	DL026530

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 18, 2019
Property Address	48 BROADWAY, SMITHTOWN, NY 11787-4602
Document Number	0130200279
Book / Page	13020 / 279
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,300 Land $390 Building $4,910	$662,500 Land $48,750 Building $613,750
2024	$13,018.00
2023		$5,000 Land $390 Building $4,610	$5,747 Land $448 Building $5,299

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Broadway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Broadway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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