48 Bright St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 48 Bright St, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 1945
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jan 1998)
Tax Bill	$8,396 (2026)
Deeds & Mortgages	Nov 2021 Refinance Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14291`

Property Details

APN / Parcel Number

Primary APN	`14291`
Alternative APN	`WALT M:061 B:022 L:0014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	3,232 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	14291
Street Address	48 BRIGHT ST
City	WALTHAM
State	MA
Zip	02453-6529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	22
Legal Lot Number	14
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3010
Census Tract	368800

Owner

48 Bright St is owned and occupied by two individuals who acquired it in November 2021.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 BRIGHT ST, WALTHAM, MA 02453-6529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Dec 13, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKLAND TRUST CO
Nov 18, 2017	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 1998 · Amount on File
Deed Sale	Jan 14, 1998 · Amount on File
Prior Sale	May 31, 1996 · Amount on File
Last Transfer Date	Nov 23, 2021
Transfer Doc	079331-422
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	48 BRIGHT ST, WALTHAM, MA 02453-6529
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079241-129
Date	Nov 30, 2021
Book Page	79241/129
Instrument	258315

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Dec 13, 2021
Property Address	48 BRIGHT ST, WALTHAM, MA 02453-6529
Document Number	079331-422
Book / Page	79331 / 422
Instrument Date	Nov 23, 2021
Instrument	268046
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000258315
Date	Dec 13, 2021
Instrument	258315

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	48 BRIGHT ST, WALTHAM, MA 02453-6529
Document Number	70282-324
Book / Page	070282 / 000324
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70282-324
Date	Nov 24, 2017
Book Page	070282/000324
Instrument	977

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	48 BRIGHT ST, WALTHAM, MA 02453-6529
Document Number	69982-44
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69982-44
Date	Sep 26, 2017
Book Page	069982/000044
Instrument	155321

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

The 2026 property tax bill for 48 Bright St was $8,396, up 4.5% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,396.00 (+4.48%)	$813,600 (-0.57%) Land $413,900 Building $399,700	$852,413 (+3.6%)
2025	$8,036.00 (+2.5%)	$818,300 (+0.61%) Land $394,200 Building $424,100	$822,795 (+6.43%)
2024	$7,840.00 (+8.83%)	$813,300 (+16.5%) Land $394,200 Building $419,100	$773,110
2023	$7,204.00	$698,100 Land $357,700 Building $340,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Bright St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2008)
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Bright St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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