48 Bradlee Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 48 Bradlee Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,282 sqft · built 1929
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$1,555,629 (Jan 2022)
Tax Bill	$16,877 (2026)
Deeds & Mortgages	Jul 2024 Refinance Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0031 B:0078 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0031 B:0078 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,282 sqft Living Area
Gross Area	5,732 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	48 BRADLEE AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	78
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5008
Census Tract	202200

Owner

48 Bradlee Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Jan 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARBLEHEAD BK
Apr 25, 2019	Grant Deed, Transfer NOT AVAILABLE
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARBLEHEAD BK
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARBLEHEAD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Deed Book / Page	40690 / 316
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042215-94
Date	Jul 12, 2024
Book Page	42215/94
Instrument	20240712002900

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2064

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 28, 2022
Property Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504
Document Number	040690-316
Book / Page	40690 / 316
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504

Mortgage

Document Number	0040690320
Date	Jan 28, 2022
Instrument	40690/320

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504
Document Number	0000611535
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BRADLEE AVE SWAMPSCOTT MA 019071504, SWAMPSCOTT, MA 01907-1504

Mortgage

Document Number	0000611535
Date	Apr 21, 2020
Instrument	611535

Lender

Name	MARBLEHEAD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2035

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 25, 2019
Property Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504
Document Number	37462-449
Book / Page	037462 / 000449
Instrument Date	Apr 23, 2019
Instrument	1904253330
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 BRADLEE AVE SWAMPSCOTT MA 019071504, SWAMPSCOTT, MA 01907-1504

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504
Document Number	0000597720
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 BRADLEE AVE SWAMPSCOTT MA 019071504, SWAMPSCOTT, MA 01907-1504

Mortgage

Document Number	0000597720
Date	Nov 27, 2018
Instrument	597720

Lender

Name	MARBLEHEAD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 26, 2038

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	48 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504
Document Number	0000593645
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BRADLEE AVE SWAMPSCOTT MA 019071504, SWAMPSCOTT, MA 01907-1504

Mortgage

Document Number	0000593645
Date	Jun 20, 2018
Instrument	593645

Lender

Name	MARBLEHEAD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 48 Bradlee Ave was $16,877, up 10.8% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,877.00 (+10.76%)	$1,406,400 (+5.87%) Land $446,900 Building $959,500	$1,568,698 (-10.54%)
2025	$15,237.00	$1,328,400 Land $407,100 Building $921,300	$1,753,510
2023	$13,435.00	$1,144,400 Land $347,600 Building $796,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Bradlee Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Bradlee Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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