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48 Bradford Ct, Freeport, FL 32439 Property Records

Walton County property record for 48 Bradford Ct, Freeport, FL 32439 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 920 sqft · built 2020
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Jun 2026)
Tax Bill$1,658 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Jun 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN16-1S-19-23050-000-0280

Property Details

APN / Parcel Number

Primary APN16-1S-19-23050-000-0280
Alternative APNs
  • 16-119-23050-000-0280
  • 1086373

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area920 sqft Living Area
Gross Area1,058 sqft
1st Floor Area920 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions95 ft deep x 53 ft wide
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 BRADFORD CT
CityFREEPORT
StateFL
Zip32439-3460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 ENCLAVE PB 20-74 &-75 OR 3180-1048
Legal Range019
Legal Township01S
Legal Section16
Legal SubdivisionENCLAVE
Legal Block2
Legal Lot Number28
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2004
Census Tract950502

Owner

Source: Walton County records · APN 16-1S-19-23050-000-0280

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address93 DUNE LAKE CR UNIT H-301, H-301, SANTA ROSA BEACH, FL 32459
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 08, 2023Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 03, 2026Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Jan 26, 2021Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Jan 26, 2021Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Feb 27, 2019Loan Modification, Mortgage
FIRST ST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2026 · Amount on Record
Deed SaleJun 03, 2026 · Amount on Record
Prior SaleJan 26, 2021 · Amount on Record
Deed Document Number202622721
Deed Book / Page3400 / 3847
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address48 BRADFORD CT, FREEPORT, FL 32439-3460
Transaction TypeMortgage
Record UpdatedJun 18, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BRADFORD CT, FREEPORT, FL 32439-3460

Mortgage

Document Number0032542895
DateJun 02, 2022
Book Page3254/2895
Instrument20220025900
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term344 Months
DueFeb 01, 2051

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address48 BRADFORD CT, FREEPORT, FL 32439-3460
Transaction TypeMortgage
Record UpdatedJun 18, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BRADFORD CT, FREEPORT, FL 32439-3460

Mortgage

Document Number0032920077
DateJun 08, 2023
Book Page3292/77
Instrument20230020396
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term332 Months
DueFeb 01, 2051

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 03, 2026
Property Address48 BRADFORD CT, FREEPORT, FL 32439-3460
Document Number0034003847
Book / Page3400 / 3847
Instrument DateMay 29, 2026
Instrument202622721
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180,285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000022722,
DateJun 03, 2026
Instrument202622722
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 26, 2021
Property Address48 BRADFORD CT, FREEPORT, FL 32439-3460
Document Number0031801048
Book / Page3180 / 1048
Map ReferenceMB 20 PG 74&75
Instrument DateJan 25, 2021
Instrument20210003711
Transaction TypeTransfer
Record UpdatedMar 09, 2021
Title CompanyMITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,351.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13161 E EMERALD COAST PKWY, 13161, PANAMA CITY BEACH, FL 32461-9641

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 VIKINGS WAY BLVD #8 208 # 8208, 8208, DESTIN, FL 32541-5366

Mortgage

Document Number31801049
DateJan 26, 2021
Instrument3180/1049
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 26, 2021
Property Address48 BRADFORD CT, FREEPORT, FL 32439-3460
Document Number0031801048
Book / Page3180 / 1048
Map ReferenceMB 20 PG 74&75
Instrument DateJan 25, 2021
Instrument20210003711
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,351.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13161 E EMERALD COAST PKWY, 13161, PANAMA CITY BEACH, FL 32461-9641

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 VIKINGS WAY BLVD #8 208 # 8208, 8208, DESTIN, FL 32541-5366

Mortgage

Document Number0031801049
DateJan 26, 2021
Instrument3180/1049
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address48 BRADFORD CT, FREEPORT, FL 32439-3460
Document Number0031004486
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedApr 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address235 SAN JUAN AVE SANTA ROSA BEACH FL 324596371, SANTA ROSA BEACH, FL 32459-6371

Mortgage

Document Number0031004486
DateMar 29, 2019
Book Page003100/004486
Instrument9499
Lender
NameFIRST ST BK
TypeBank
AddressWAYNESBORO, MS 39367-0506
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,658.00 (-0.6%) Homeowner's exemption$168,380 (+2.9%)$193,054 (+17.98%) Land $50,000 Building $143,054
2024$1,668.00 (+0.24%)
2023$1,664.00 (+2.34%) Homeowner's exemption$163,635 (+0.51%) Land $19,166 Building $144,469$163,635 (+0.51%) Land $19,166 Building $144,469
2022$1,626.00 Homeowner's exemption$162,811 Land $21,274 Building $141,537$162,811 Land $21,274 Building $141,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 296 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020, other causes, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
Wildstar NetworksFixed Wireless200 / 50

May also be available at this address: Lumen Technologies, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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