Middlesex County and Waltham City property record for 48 Bowker Rd, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,062 sqft · built 1928 |
| Lot Size | 0.127 acres (5,545 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Oct 2019) |
| Tax Bill | $10,326 (2026) |
| Deeds & Mortgages | May 2020 Refinance Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12685 |
| Primary APN | 12685 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 3,382 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,545 sqft (0.127 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 12685 |
|---|---|
| Street Address | 48 BOWKER RD |
| City | WALTHAM |
| State | MA |
| Zip | 02453-6635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 369100 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 BOWKER RD, WALTHAM, MA 02453-6635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Oct 31, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHEAST HOME LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Aug 1, 2013 · Amount on Record |
| Deed Document Number | 2019169884 |
| Deed Book / Page | 73570 / 388 |
| Prior Transfer Date | Oct 15, 2019 |
| Prior Transfer Doc | 0000169884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 48 BOWKER RD, WALTHAM, MA 02453-6635 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74711-89 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 74711/89 |
| Instrument | 76276 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Oct 31, 2019 |
| Property Address | 48 BOWKER RD, WALTHAM, MA 02453-6635 |
| Document Number | 73570-388 |
| Book / Page | 73570 / 388 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 169884 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 BOWKER RD, WALTHAM, MA 02453-6635 |
| Document Number | 169885 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 169885 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,326.00 (+10.03%) | $1,000,600 (+4.7%) Land $462,800 Building $537,800 | $1,016,809 (+0.48%) |
| 2025 | $9,385.00 (+4.84%) | $955,700 (+2.92%) Land $440,700 Building $515,000 | $1,011,940 (+2.11%) |
| 2024 | $8,952.00 (-0.97%) | $928,600 (+6%) Land $419,400 Building $509,200 | $991,040 |
| 2023 | $9,040.00 | $876,000 Land $398,100 Building $477,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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