Penobscot County and Hampden Town property record for 48 Bowen Dr, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 2006 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,613 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:08 B:0 L:033-16 |
| Primary APN | HAMN M:08 B:0 L:033-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 87,556 sqft (2.01 acres) |
| Heating System | Radiant |
|---|
| Account Number | 3161 |
|---|---|
| Street Address | 48 BOWEN DR |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13 - R |
| Legal Subdivision | HAMPDEN CENTER ESTS PH II |
| Legal Lot Number | 33-16 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 2000 |
48 Bowen Dr is owned and occupied by two individuals.
Source: Penobscot County and Hampden Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 BOWEN DR, HAMPDEN, ME 04444-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION |
| Jan 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING |
| Dec 28, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION |
| Jul 17, 2017 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 48 BOWEN DR, HAMPDEN, ME 04444-1058 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0168020272 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 16802/272 |
| Instrument | 7921 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 48 BOWEN DR, HAMPDEN, ME 04444-1058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0158510026 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 15851/26 |
| Instrument | 135 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 48 BOWEN DR, HAMPDEN, ME 04444-1058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0150360069 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 15036/69 |
| Instrument | 38920 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 48 BOWEN DR, HAMPDEN, ME 04444-1058 |
| Document Number | 0145560300 |
| Book / Page | 014556 / 000300 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 BOWEN DR HAMPDEN ME 044441058, HAMPDEN, ME 04444-1058 |
| Document Number | 0145560300 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 014556/000300 |
| Instrument | 22446 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 24, 2047 |
The 2025 property tax bill for 48 Bowen Dr was $7,613, up 26.1% from the year before.
Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,613.00 (+26.08%) | $431,330 (+11.8%) Land $105,450 Building $325,880 | |
| 2024 | $6,038.00 (-0.67%) | $385,800 (+22.17%) Land $95,900 Building $289,900 | |
| 2023 | $6,079.00 (+7.02%) | $315,800 (+15.09%) Land $78,400 Building $237,400 | $526,395 |
| 2022 | $5,680.00 | $274,400 Land $69,700 Building $204,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Bowen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Bowen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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