Oswego County and Volney Town property record for 48 Bock Dr, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1996 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,000 (Sep 2018) |
| Tax Bill | $5,831 (2026) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 355800 236.04-03-13.01 |
| Primary APN | 355800 236.04-03-13.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 616 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 48 BOCK DR |
|---|---|
| City | FULTON |
| State | NY |
| Zip | 13069-4893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 5 497-010-000 |
| Legal Block | 3 |
| Legal Lot Number | 13.010 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | VOLNEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21003 |
48 Bock Dr is owned and occupied by two individuals who bought it in September 2018.
Source: Oswego County and Volney Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 BOCK DR, FULTON, NY 13069-4893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 20, 2018 | Deed of Trust, Mortgage · Line of Credit THE BANK |
| Sep 26, 2018 | Warranty Deed, Transfer AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Deed Document Number | 20189456 |
| Prior Transfer Date | Sep 4, 1996 |
| Prior Transfer Doc | 1337000341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 48 BOCK DR, FULTON, NY 13069-4893 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | NY STREET, NEW YORK, NY |
| Document Number | 0000007299 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | R-2025-007299 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 48 BOCK DR, FULTON, NY 13069-4893 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 48 BOCK DR, FULTON, NY 13069-4893 |
| Document Number | 0000006428 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | R-2021-006428 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 48 BOCK DR, FULTON, NY 13069-4893 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO A |
| Name | Verified Name |
|---|
| Document Number | 0000002563 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | R-2018-002563 |
| Name | THE BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 26, 2018 |
| Property Address | 48 BOCK DR, FULTON, NY 13069-4893 |
| Document Number | 0000009456 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 9456 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9820 A BREARLEY COOP FORT DRUM NY 13602, FORT DRUM, NY 13602 |
| Document Number | 9457 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 9457 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 25, 2048 |
The 2026 property tax bill for 48 Bock Dr was $5,831 with exemptions applied, up 1.4% from the year before.
Source: Oswego County and Volney Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Volney Town |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,831.00 (+1.39%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $5,751.00 | $141,000 Land $21,600 Building $119,400 | $243,103 Land $37,241 Building $205,862 |
| 2023 | $141,000 Land $21,600 Building $119,400 | $201,429 Land $30,857 Building $170,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Bock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Bock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KERFIEN MOBILE HOME PARK private · serves 90 people · EPA ID NY3700911 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2016–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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