48 Bobby Noe Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 48 Bobby Noe Rd, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2016)
Tax Bill	$1,038 (2025)
Deeds & Mortgages	Apr 2013 Mortgage Dec 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-121.03`

Property Details

APN / Parcel Number

Primary APN	`10-121.03`
Alternative APN	`19087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	19087
Street Address	48 BOBBY NOE RD
City	LANCASTER
State	KY
Zip	40444-7580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 1.03 AC CORNER STONE SUB
Legal Subdivision	CORNER STONE SUB
Legal Lot Number	3
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1023
Census Tract	970101

Owner

48 Bobby Noe Rd is owned and occupied by an individual who bought it in August 2016.

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2013	Deed of Trust, Mortgage WELLS FARGO BANK, N.A.
Dec 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 19, 2017	Deed, Transfer
Aug 1, 2016	Deed, Transfer
Sep 24, 2008	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK N

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on File
Deed Sale	Aug 1, 2016 · Amount on File
Prior Sale	Sep 24, 2008 · Amount on File
Deed Document Number	2016130775
Deed Book / Page	284 / 651
Record Updated	Oct 29, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000322/716
Date	Apr 2, 2013
Book Page	322/716
Instrument	115970

Lender

Name	WELLS FARGO BANK, N.A.

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2043

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580

Mortgage

Document Number	000M267/30
Date	Dec 9, 2006
Book Page	M267/30
Instrument	78038

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 5, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 19, 2017
Property Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580
Document Number	000288/328
Book / Page	288 / 328
Instrument Date	Apr 14, 2017
Instrument	134217
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 TWIN RIVERS CIR, BRONSTON, KY 42518-9697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 DEER RUN, LANCASTER, KY 40444-9594
Investor	Possibly a Property Investor

August 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 1, 2016
Property Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580
Document Number	000284/651
Book / Page	284 / 651
Instrument Date	Jul 29, 2016
Instrument	130775
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 ADDIE WAY, LYNCHBURG, VA 24501-7594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580

September 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 24, 2008
Property Address	48 BOBBY NOE RD, LANCASTER, KY 40444-7580
Document Number	000251/462
Book / Page	251 / 462
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M286/977
Date	Sep 24, 2008
Book Page	M286/977
Instrument	96955

Lender

Name	WELLS FARGO BANK N
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 48 Bobby Noe Rd was $1,038 with a homeowner's exemption, down 3.2% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (-) Land $20,000 Building $130,000	$150,000 (-) Land $20,000 Building $130,000
2025	$1,038.00 (-3.17%) Homeowner's exemption	$150,000 (-) Land $20,000 Building $130,000	$150,000 (-) Land $20,000 Building $130,000
2024	$1,072.00 (-2.81%) Homeowner's exemption	$150,000 (-) Land $20,000 Building $130,000	$150,000 (-) Land $20,000 Building $130,000
2023	$1,103.00 (-1.69%) Homeowner's exemption	$150,000 (+3.45%) Land $20,000 Building $130,000	$150,000 (+3.45%) Land $20,000 Building $130,000
2022	$1,122.00 Homeowner's exemption	$145,000 Land $20,000 Building $125,000	$145,000 Land $20,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Bobby Noe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Bobby Noe Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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