Hampden County and Ludlow Town property record for 48 Birch St, Ludlow, MA 01056
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,188 sqft · built 1932 |
| Lot Size | 0.204 acres (8,893 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,639 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | LUDL M:15A B:1900 P:393 |
| Primary APN | LUDL M:15A B:1900 P:393 |
|---|---|
| Alternative APN |
|
| Total Rooms | 9 Rooms |
|---|---|
| Stories | 3 Stories |
| Building Area | 3,188 sqft Total Area |
| Gross Area | 6,290 sqft |
| Basement Area | 1,365 sqft |
| Unfinished Basement | 1,365 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,893 sqft (0.204 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 676 |
|---|---|
| Street Address | 48 BIRCH ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2417 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 1900 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 810403 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 BIRCH ST, LUDLOW, MA 01056-2417 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,639.00 (-46.79%) | $102,350 (-42.34%) Land $53,150 Building $49,200 | $347,939 (-29.32%) |
| 2025 | $3,080.00 (-1.47%) | $177,500 (+2.72%) Land $96,600 Building $80,900 | $492,290 (+5.67%) |
| 2024 | $3,126.00 (-3.07%) | $172,800 (+4.54%) Land $90,200 Building $82,600 | $465,880 |
| 2023 | $3,225.00 | $165,300 Land $82,000 Building $83,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures