48 Big Island Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 48 Big Island Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,777 sqft · built 1935
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Aug 2021)
Tax Bill	$8,537 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`335489 16-1-11`

Property Details

APN / Parcel Number

Primary APN	`335489 16-1-11`
Alternative APNs	`548901600000010110000000` `16-1-11`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,777 sqft Living Area
Gross Area	2,107 sqft
1st Floor Area	935 sqft
2nd Floor Area	566 sqft
Upper Floors Area	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1946
Architectural Style	Old Style
Exterior Material	Stone
Lot Area	95,832 sqft (2.2 acres)
View / Lot	Rural

Exterior Amenities

Porch	Covered Porch
Patio Area	510 sqft
Shed	1 Shed
Cabin	817 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	16-1-11
Street Address	48 BIG ISLAND RD
City	WARWICK
State	NY
Zip	10990-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Block	1
Legal Lot Number	11.00
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3015
Census Tract	14501

Owner

48 Big Island Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 BIG ISLAND RD, WARWICK, NY 10990-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed, Transfer · Stand-Alone First Mortgage VALLEY NATIONAL BANK
Apr 10, 2020	Grant Deed, Transfer AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Deed Document Number	202120210052235
Deed Book / Page	15022 / 1166
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 3, 2021
Property Address	48 BIG ISLAND RD, WARWICK, NY 10990-2408
Document Number	20210052235
Book / Page	15022 / 1166
Instrument Date	Jun 7, 2021
Instrument	20210052235
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 BARBARA DR, WARWICK, NY 10990-1931

Mortgage

Document Number	0000052236
Date	Aug 3, 2021
Book Page	15022/1170
Instrument	20210052236

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 10, 2020
Property Address	48 BIG ISLAND RD, WARWICK, NY 10990-2408
Document Number	0000022192
Book / Page	014732 / 000030
Instrument Date	Apr 2, 2020
Instrument	22192
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	94 NEWPORT BRIDGE RD WARWICK NY 109902356, WARWICK, NY 10990-2356

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 Land $15,500 Building $21,500	$440,500
2024	$8,537.00
2023		$37,000 (-) Land $15,500 Building $21,500	$400,000 (+17.3%) Land $167,568 Building $232,432
2022		$37,000 Land $15,500 Building $21,500	$341,000 Land $142,851 Building $198,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Big Island Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Big Island Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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