48 Belle St, Phelps, KY 41553 Property Records

Pike County property record for 48 Belle St, Phelps, KY 41553

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 926 sqft · built 1938
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Mar 2021)
Tax Bill	$641 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`198-10-02-011.00`

Property Details

APN / Parcel Number

Primary APN	`198-10-02-011.00`
Alternative APN	`12520`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	926 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Exterior Material	Other
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	48 BELLE ST
City	PHELPS
State	KY
Zip	41553-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 80 TO 84 E S WOLFORD ADDITION
Legal Lot Number	80-84
Jurisdiction	PIKE KY
Township / Civil Division	PHELPS
Census Block Group	1
Census Block	1025
Census Tract	931700

Owner

48 Belle St is owned by an individual who bought it in March 2021.

Source: Pike County records, as of November 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 16, PHELPS, KY 41553-0016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Deed Document Number	0000110040
Deed Book / Page	1100 / 40
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE KY
Recording Date	Mar 26, 2021
Property Address	48 BELLE ST, PHELPS, KY 41553-8446
Document Number	0001100/40
Book / Page	1100 / 40
Map Reference	MB YY PG 375
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16, PHELPS, KY 41553-0016

Tax Assessment & Valuation

The 2025 property tax bill for 48 Belle St was $641.

Source: Pike County assessment roll, as of November 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00	$45,000	$45,000
2023	$662.00	$45,000	$45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Belle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2002–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 5 claims Severe Winter Ice And Snow Storms, Heavy Rain, Flooding, Tornadoes, And Mud And, Feb 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Belle St is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER DIST serves 44,057 people · EPA ID KY0980575
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40