48 Bedens Brook Rd, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 48 Bedens Brook Rd, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	4,980 sqft · built 1900
Lot Size	1 acres (43,691 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Nov 2016)
Tax Bill	$25,352 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-30001-0000-00016-01`

Property Details

APN / Parcel Number

Primary APN	`13-30001-0000-00016-01`
Alternative APNs	`13300010000000160001` `00002550`

Interior

Stories	2 Stories
Building Area	4,980 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	43,691 sqft

Location & Zoning

Account Number	00002550
Street Address	48 BEDENS BROOK RD
City	SKILLMAN
State	NJ
Zip	08558-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MONTGOMERY
Legal Block	30001
Legal Lot Number	16.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	54201

Owner

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 BEDENS BROOK RD, SKILLMAN, NJ 08558-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2016 · Amount on Record
Deed Sale	Nov 16, 2016 · Amount on Record
Prior Sale	Mar 1, 2001 · Amount on Record
Deed Document Number	201649916
Deed Book / Page	6920 / 1534
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 BEDENS BROOK RD, SKILLMAN, NJ 08558-2302
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BEDENS BROOK RD, SKILLMAN, NJ 08558-2302

Mortgage

Document Number	0000044587
Date	Nov 2, 2022
Book Page	7478/860
Instrument	2022044587

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 BEDENS BROOK RD, SKILLMAN, NJ 08558-2302
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044380
Date	Jul 21, 2021
Book Page	7364/3355
Instrument	2021044380

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 BEDENS BROOK RD, SKILLMAN, NJ 08558-2302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029989
Date	Jul 28, 2017
Book Page	6977/3134
Instrument	2017029989

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,200 (-) Land $343,000 Building $383,200	$726,200 (-) Land $343,000 Building $383,200
2025	$25,352.00 (+1.84%)	$726,200 (-) Land $343,000 Building $383,200	$726,200 (-) Land $343,000 Building $383,200
2024	$24,894.00 (+6.36%)
2023		$726,200 Land $343,000 Building $383,200	$726,200 Land $343,000 Building $383,200
2022	$23,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1997–2021)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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