Otsego County and Otsego Town property record for 48 Beaver St, Cooperstown, NY 13326
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,499 sqft · built 1980 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,914 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 365001 131.06-5-51.00 |
| Primary APN | 365001 131.06-5-51.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,499 sqft Living Area |
| 1st Floor Area | 883 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Width | 45 ft Width |
| Porch | Slab |
| Porch Area | 186 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 066000 |
|---|---|
| Street Address | 48 BEAVER ST |
| City | COOPERSTOWN |
| State | NY |
| Zip | 13326-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 993 0 0 |
| Legal Block | 5 |
| Legal Lot Number | 51.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTSEGO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 590202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Glimmerglass Historic District listed 1999 · 1,475 contributing resources · NRIS 99001136 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
48 Beaver St is owned and occupied by two individuals.
Source: Otsego County and Otsego Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 BEAVER ST, COOPERSTOWN, NY 13326-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 48 Beaver St was $4,914 with exemptions applied, up 22.4% from the year before.
Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otsego Town |
| Municipality | Cooperstown Village |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,914.00 (+22.36%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,016.00 | $215,100 Land $25,500 Building $189,600 | $307,286 Land $36,429 Building $270,857 |
| 2023 | $215,100 Land $25,500 Building $189,600 | $262,317 Land $31,098 Building $231,219 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Beaver St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Beaver St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOPERSTOWN VILLAGE serves 1,926 people · EPA ID NY3800145 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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