48 Beach Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 48 Beach Rd, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,520 sqft · built 1997
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Trust Names on File
Last Sale	$885,000 (Nov 2020)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ORLE M:036.0 B:0043 L:0002.0`

Property Details

APN / Parcel Number

Primary APN	`ORLE M:036.0 B:0043 L:0002.0`
Alternative APN	`2783`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	4,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	55,321 sqft (1.27 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2783
Street Address	48 BEACH RD
City	ORLEANS
State	MA
Zip	02653-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	43
Legal Lot Number	2.0
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	1
Census Block	1030
Census Tract	10500

Owner

48 Beach Rd is owner-occupied and held in a trust since December 2022.

Source: Barnstable County and Orleans Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	48 BEACH RD, ORLEANS, MA 02653-3421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Mar 3, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Dec 21, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CAPE COD FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Jul 31, 2012
Deed Document Number	20201411763
Last Transfer Date	Dec 19, 2022
Transfer Doc	0001473389
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	48 BEACH RD, ORLEANS, MA 02653-3421
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001525328
Date	Jun 23, 2025
Instrument	1525328

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2065

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	48 BEACH RD, ORLEANS, MA 02653-3421
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001476968
Date	Mar 3, 2023
Instrument	1476968

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS MA
Recording Date	Dec 21, 2022
Property Address	48 BEACH RD, ORLEANS, MA 02653-3421
Document Number	0001473389
Instrument Date	Dec 19, 2022
Instrument	1473389
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BEACH RD, ORLEANS, MA 02653-3421

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS MA
Recording Date	Nov 13, 2020
Property Address	48 BEACH RD, ORLEANS, MA 02653-3421
Document Number	0001411763
Instrument Date	Nov 13, 2020
Instrument	1411763
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,045.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BEACH RD ORLEANS MA 02653, ORLEANS, MA 02653

Mortgage

Document Number	1411764
Date	Nov 13, 2020
Instrument	1411764

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 48 Beach Rd was $7,410, up 9.2% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,410.00 (+9.2%)	$1,187,500 (+12.17%) Land $332,000 Building $855,500	$1,200,515
2024	$6,786.00 (+7.82%)	$1,058,700 (+4.8%) Land $325,400 Building $733,300
2023	$6,294.00	$1,010,200 Land $301,300 Building $708,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Beach Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1978–2026)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 3 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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