48 Bayview Ter, Hayesville, NC 28904 Property Records

Clay County property record for 48 Bayview Ter, Hayesville, NC 28904

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 2,450 sqft · built 2003
Lot Size	0.67 acres (29,185 sqft)
Owner	Company Name on File
Last Sale	$272,000 (Apr 2019)
Tax Bill	$1,241 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`548901181381`

Property Details

APN / Parcel Number

Primary APN	`548901181381`
Alternative APN	`617429000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	2,450 sqft Heated Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	29,185 sqft (0.67 acres)

Location & Zoning

Account Number	617429000
Street Address	48 BAYVIEW TER
City	HAYESVILLE
State	NC
Zip	28904-8508
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 8B PATTON HEIRS PROP
Legal Subdivision	ROY STEWART AND ETUX
Legal Lot Number	8B
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1040
Census Tract	950101

Owner

48 Bayview Ter is owned by a company that bought it in April 2019.

Source: Clay County records, as of October 15, 2026

Owner of Record	Company Name on File
Mailing Address	4735 SHARRON POINT CT, ALPHARETTA, GA 30004-3908
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Deed Document Number	2019895
Deed Book / Page	429 / 122
Prior Transfer Date	Feb 14, 2012
Prior Transfer Doc	370/122
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 25, 2019
Property Address	48 BAYVIEW TER, HAYESVILLE, NC 28904-8508
Document Number	429/0122
Book / Page	429 / 0122
Map Reference	CAB 3 SL 553
Instrument Date	Apr 22, 2019
Instrument	2019000895
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SHARRON POINT CT, ALPHARETTA, GA 30004-3908

Mortgage

Document Number	2019000896
Date	Apr 25, 2019
Instrument	2019000896

Lender

Name	THE CITIZENS BANK OF GEORGIA
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 25, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 48 Bayview Ter was $1,241, up 18.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,241.00 (+18.3%)	$368,300 (+82.33%) Land $50,100 Building $318,200	$368,300 (+82.33%) Land $50,100 Building $318,200
2025	$1,049.00	$202,000 Land $33,400 Building $168,600	$202,000 Land $33,400 Building $168,600
2023	$929.00	$202,000 Land $33,400 Building $168,600	$202,000 Land $33,400 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Bayview Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Bayview Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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