48 Bay View Dr, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 48 Bay View Dr, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,282 sqft · built 1984
Lot Size	0.308 acres (13,399 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Jan 2022)
Tax Bill	$16,555 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0019 B:0151 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0019 B:0151 L:0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,282 sqft Living Area
Gross Area	5,445 sqft
Basement Area	2,574 sqft
Unfinished Basement	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,399 sqft (0.308 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	48 BAY VIEW DR
City	SWAMPSCOTT
State	MA
Zip	01907-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Subdivision	SWAMPSCOTT
Legal Block	151
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	3
Census Block	3010
Census Tract	202200

Owner

48 Bay View Dr is owner-occupied and held in a trust since December 2025.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	48 BAY VIEW DR, SWAMPSCOTT, MA 01907-2629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK
Dec 19, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Oct 1, 2001 · Amount on File
Deed Book / Page	40691 / 62
Last Transfer Date	Dec 17, 2025
Transfer Doc	043142-309
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	48 BAY VIEW DR, SWAMPSCOTT, MA 01907-2629
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042748-52
Date	Jun 2, 2025
Book Page	42748/52
Instrument	20250602000230

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 19, 2025
Property Address	48 BAY VIEW DR, SWAMPSCOTT, MA 01907-2629
Document Number	043142-309
Book / Page	43142 / 309
Instrument Date	Dec 17, 2025
Instrument	20251219004570
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BAY VIEW DR, SWAMPSCOTT, MA 01907-2629

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 28, 2022
Property Address	48 BAY VIEW DR, SWAMPSCOTT, MA 01907-2629
Document Number	0040691-62
Book / Page	40691 / 62
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 BAY VIEW DR, SWAMPSCOTT, MA 01907-2629

Mortgage

Document Number	0004069165
Date	Jan 28, 2022
Instrument	40691/65

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 48 Bay View Dr was $16,555, up 7.9% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,555.00 (+7.87%)	$1,379,600 (+3.11%) Land $520,800 Building $858,800	$1,290,566 (-14.82%)
2025	$15,347.00	$1,338,000 Land $499,600 Building $838,400	$1,515,060
2023	$13,648.00	$1,162,500 Land $425,200 Building $737,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Bay View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	70 (1978–2022)
Claims Outside the SFHA	32 of 70
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 15 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Bay View Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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