48 Base Hill Rd, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 48 Base Hill Rd, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 648 sqft · built 1955
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (May 2025)
Tax Bill	$4,283 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:238 L:42`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:238 L:42`
Alternative APN	`238042000000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	648 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	238042000000000
Street Address	48 BASE HILL RD
City	KEENE
State	NH
Zip	03431-5914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	42
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1022
Census Tract	971402

Owner

Source: Cheshire County and Keene City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 CADY LN, SPOFFORD, NH 03462-4607
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Deed Document Number	20252502855
Deed Book / Page	3308 / 328
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	May 2, 2025
Property Address	48 BASE HILL RD, KEENE, NH 03431-5914
Document Number	003308-328
Book / Page	3308 / 328
Instrument Date	Apr 30, 2025
Instrument	2502855
Transaction Type	Transfer
Record Updated	May 21, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 CADY LN, SPOFFORD, NH 03462-4607

Mortgage

Document Number	0002502856
Date	May 2, 2025
Instrument	2502856

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	003308-351
Date	May 2, 2025
Book Page	3308/351
Instrument	2502857

Lender

Name	NHFA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	48 BASE HILL RD, KEENE, NH 03431-5914
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3185-1346
Date	Oct 18, 2021
Book Page	3185/1346
Instrument	2111392

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,283.00 (+5.65%)	$124,600 (+1.63%) Land $49,000 Building $75,600
2024	$4,054.00 (+3.68%)	$122,600 (-) Land $49,000 Building $73,600
2023	$3,910.00 (+2.79%)	$122,600 (-) Land $49,000 Building $73,600
2022	$3,804.00	$122,600 Land $49,000 Building $73,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	13 (1984–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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