48 Bard Ln, Ventura, CA 93001 Property Records

Ventura County property record for 48 Bard Ln, Ventura, CA 93001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,971 sqft · built 1980
Lot Size	0.204 acres (8,898 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Nov 2019)
Tax Bill	$8,303 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-0-152-435`

Property Details

APN / Parcel Number

Primary APN	`063-0-152-435`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	1,971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,898 sqft (0.204 acres)
Lot Dimensions	74 ft deep x 120 ft wide
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	48 BARD LN
City	VENTURA
State	CA
Zip	93001-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MISC 1 PG 202 PART OF LOT 7
Legal Subdivision	BARD SUBDIVISION
Legal Block	152
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	1
Census Block	1004
Census Tract	1204

Owner

48 Bard Ln is owned and occupied by two individuals who acquired it in December 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 BARD LN, VENTURA, CA 93001-1168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2020	Quit Claim Deed, Transfer · FHA Mortgage THELENDER
Nov 1, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Feb 7, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	2019135188
Last Transfer Date	Dec 4, 2020
Transfer Doc	0000217395
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	48 BARD LN, VENTURA, CA 93001-1168
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051036
Date	Apr 18, 2017
Instrument	20170418-00051036

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 11, 2020
Property Address	48 BARD LN, VENTURA, CA 93001-1168
Document Number	0000217395
Instrument Date	Dec 4, 2020
Instrument	217395
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 BARD LN VENTURA CA 930011168, VENTURA, CA 93001-1168

Mortgage

Document Number	217396
Date	Dec 11, 2020
Instrument	217396

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 1, 2019
Property Address	48 BARD LN, VENTURA, CA 93001-1168
Document Number	0000135188
Map Reference	MB 1 PG 202
Instrument Date	Oct 26, 2019
Instrument	20191101-00135188
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 BARD LN, VENTURA, CA 93001-1168

Mortgage

Document Number	0000135189
Date	Nov 1, 2019
Instrument	20191101-00135189

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 7, 2019
Property Address	48 BARD LN, VENTURA, CA 93001-1168
Document Number	0000011819
Map Reference	MB 1 PG 202
Instrument Date	Jan 26, 2019
Instrument	20190207-00011819
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 BARD LN, VENTURA, CA 93001-1168

Mortgage

Document Number	0000011820
Date	Feb 7, 2019
Instrument	20190207-00011820

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 48 Bard Ln was $8,303, up 1.7% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,665 (+2%) Land $455,435 Building $245,230
2025	$8,303.00 (+1.74%)	$686,927 Land $446,505 Building $240,422
2024	$8,161.00 (+1.49%)
2023	$8,041.00 (+6.5%)	$660,253 Land $429,166 Building $231,087
2022	$7,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Bard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	16 (1980–2026)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Jan 2026
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Bard Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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