Union County and Berkeley Heights Township property record for 48 Baker Ave, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 2,270 sqft · built 1955 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $985,000 (Oct 2024) |
| Tax Bill | $15,315 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00903-0000-00005 |
| Primary APN | 01-00903-0000-00005 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 2,270 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 100 ft deep x 81 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 48 BAKER AVE |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | ADDITIONAL LOTS: 120 1-3 |
| Legal Block | 903 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 38202 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 BAKER AVE, BERKELEY HEIGHTS, NJ 07922-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2023 | Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Feb 23, 2023 · Amount on Record |
| Deed Document Number | 202441716 |
| Deed Book / Page | 6561 / 371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 48 BAKER AVE, BERKELEY HEIGHTS, NJ 07922-1302 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 48 BAKER AVE, BERKELEY HEIGHTS, NJ 07922-1302 |
| Document Number | 0157192894 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 15719/2894 |
| Instrument | 85147 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 23, 2023 |
| Property Address | 48 BAKER AVE, BERKELEY HEIGHTS, NJ 07922-1302 |
| Document Number | 0065002710 |
| Book / Page | 6500 / 2710 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 26943 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | NOT AVAILABLE, WINDROSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 RIVER RD # 112, 112, SUMMIT, NJ 07901 |
| Name | Verified Name |
|---|---|
| Address | 48 BAKER AVE, BERKELEY HEIGHTS, NJ 07922-1302 |
| Document Number | 0000049178 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 49178 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,000 (-) Land $110,300 Building $237,700 | $348,000 (-) Land $110,300 Building $237,700 | |
| 2025 | $15,315.00 (+2.66%) | $348,000 (+84.32%) Land $110,300 Building $237,700 | $348,000 (+84.32%) Land $110,300 Building $237,700 |
| 2024 | $14,918.00 (+94.32%) | ||
| 2023 | $188,800 Land $110,300 Building $78,500 | $188,800 Land $110,300 Building $78,500 | |
| 2022 | $7,677.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 4 condo units |
| Nearby Flood Claims | 44 (1978–2025) |
| Claims Outside the SFHA | 9 of 44 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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