Flagler County property record for 48 Bainbridge Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,677 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,000 (Nov 2018) |
| Tax Bill | $3,581 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7012-00150-0480 |
| Primary APN | 07-11-31-7012-00150-0480 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,677 sqft Heated Area |
| Gross Area | 3,478 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 706 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 48 BAINBRIDGE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 12 BLOCK 00015 LOT 0048 SUBDIVISION COMPLETION YEAR 1979 OR 473 PG 217 OR 2218/131 OR 2321/1121 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 15 |
| Legal Lot Number | 48 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60219 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 48 BAINBRIDGE LN, PALM COAST, FL 32137-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC |
| Nov 29, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC |
| Aug 14, 2017 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 14, 2017 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on Record |
| Deed Sale | Nov 29, 2018 · Amount on Record |
| Prior Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 2018044547 |
| Deed Book / Page | 2321 / 1121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 48 BAINBRIDGE LN, PALM COAST, FL 32137-8856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTON TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 48 BAINBRIDGE LN, PALM COAST, FL 32137-8856 |
| Document Number | 0024821208 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 2482/1208 |
| Instrument | 2020039897 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 29, 2018 |
| Property Address | 48 BAINBRIDGE LN, PALM COAST, FL 32137-8856 |
| Document Number | 0023211121 |
| Book / Page | 2321 / 1121 |
| Map Reference | MB6 PG73-80 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 2018044547 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5220 SHAD RD STE 202, 5220, JACKSONVILLE, FL 32257-2008 |
| Name | Verified Name |
|---|---|
| Address | 48 BAINBRIDGE LN, PALM COAST, FL 32137-8856 |
| Document Number | 2018044548 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 2018044548 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 48 BAINBRIDGE LN, PALM COAST, FL 32137-8856 |
| Document Number | 0022260751 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743 |
| Document Number | 0022260751 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 002226/000751 |
| Instrument | 29977 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 14, 2017 |
| Property Address | 48 BAINBRIDGE LN, PALM COAST, FL 32137-8856 |
| Document Number | 0022180131 |
| Book / Page | 002218 / 000131 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 24621 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5220 SHAD RD #202 JACKSONVILLE FL 322572008, 202, JACKSONVILLE, FL 32257-2008 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,581.00 (+5.08%) Homeowner's exemption | $240,236 (+5.99%) | $374,644 (+1.02%) Land $56,000 Building $318,644 |
| 2023 | $3,408.00 (+1.01%) Homeowner's exemption | $226,666 (+3%) | $370,876 (+2.08%) Land $45,500 Building $325,376 |
| 2022 | $3,374.00 Homeowner's exemption | $220,064 | $363,321 Land $48,000 Building $315,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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