Orange County property record for 48 Bainbridge Ave, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,930 sqft · built 2002 |
| Lot Size | 0.081 acres (3,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $845,000 (Feb 2020) |
| Tax Bill | $12,723 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 759-641-31 |
| Primary APN | 759-641-31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,930 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 3,510 sqft (0.081 acres) |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 48 BAINBRIDGE AVE |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-0944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16240 BLK LOT 15 |
| Legal Subdivision | TRACT NO. 16240 |
| Legal Tract | 16240 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 32059 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 BAINBRIDGE AVE, LADERA RANCH, CA 92694-0944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRANS UNITED FINANCIAL SERVICES INC |
| Feb 21, 2020 | Grant Deed, Transfer · Conventional Mortgage HOMEPLUS CORPORATION |
| Mar 26, 2019 | Intrafamily Transfer, Transfer · ARM FIREFIGHTERS FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Sep 25, 2015 · Amount on Record |
| Deed Document Number | 202075620 |
| Prior Transfer Date | Mar 14, 2019 |
| Prior Transfer Doc | 0000093320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 48 BAINBRIDGE AVE, MISSION VIEJO, CA 92694-0944 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 BAINERIDGE, LADERA RANCH, CA 92694-0944 |
| Document Number | 0000085727 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022000085727 |
| Name | TRANS UNITED FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 48 BAINBRIDGE AVE, MISSION VIEJO, CA 92694-0944 |
| Document Number | 0000075620 |
| Map Reference | MB 834 PG 22-25 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2020000075620 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 48 BAINBRIDGE AVE, LADERA RANCH, CA 92694-0944 |
| Document Number | 0000075621 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020000075621 |
| Name | HOMEPLUS CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 26, 2019 |
| Property Address | 48 BAINBRIDGE AVE, MISSION VIEJO, CA 92694-0944 |
| Document Number | 0000093320 |
| Map Reference | MB 834 PG 22-25 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 2019000093320 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 BAINBRIDGE AVE, LADERA RANCH, CA 92694-0944 |
| Document Number | 0000093321 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019000093321 |
| Name | FIREFIGHTERS FIRST CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.5% |
| Index | 5-Year CMT |
| Max Rate | 9.5% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $942,611 (+2%) Land $619,945 Building $322,666 | |
| 2025 | $12,723.00 (+3.61%) | $924,129 (+4.04%) Land $607,789 Building $316,340 |
| 2023 | $12,280.00 (-1.24%) | $888,245 Land $584,188 Building $304,057 |
| 2022 | $12,434.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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