48 Bacon St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 48 Bacon St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,559 sqft · built 2003
Lot Size	0.115 acres (5,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$984,000 (Aug 2025)
Tax Bill	$9,618 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300301-05`

Property Details

APN / Parcel Number

Primary APN	`300301-05`
Alternative APNs	`WATE M:0215 B:0002 L:0001` `9646`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,559 sqft Living Area
Gross Area	2,310 sqft
Basement Area	733 sqft
Unfinished Basement	733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,017 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9646
Street Address	48 BACON ST
City	WATERTOWN
State	MA
Zip	02472-2307
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	48-50 BACON STREET CONDO
Legal Block	2
Legal Lot Number	1
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2011
Census Tract	370104

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 BACON ST, 48, WATERTOWN, MA 02472-2307
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Condominium Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 10, 2020	Deed of Trust, Mortgage · ARM HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Aug 30, 2013 · Amount on Record
Deed Book / Page	84488 / 362
Prior Transfer Date	Oct 8, 2024
Prior Transfer Doc	083432-247
Record Updated	Oct 29, 2026

August 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 14, 2025
Property Address	48 BACON ST, WATERTOWN, MA 02472-2307
Document Number	084488-362
Book / Page	84488 / 362
Instrument Date	Aug 14, 2025
Instrument	96938
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 BACON ST # 48, 48, WATERTOWN, MA 02472-2307

Mortgage

Document Number	0000096939
Date	Aug 14, 2025
Instrument	96939

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	48 BACON ST, WATERTOWN, MA 02472-2307
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75090-550
Date	Jul 10, 2020
Book Page	75090/550
Instrument	111319

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2030
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,618.00 (+4.44%)	$788,400 (-) Building $788,400	$924,730 (-)
2025	$9,209.00 (+8.2%)	$788,400 (+8.39%) Building $788,400	$924,730 (-1.97%)
2024	$8,511.00 (-9.88%)	$727,400 (+4.6%) Building $727,400	$943,350
2023	$9,444.00	$695,400 Building $695,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	59 units insured incl. 56 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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