48 Asher Ln, Arden, NC 28704 Property Records

Buncombe County property record for 48 Asher Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Nov 2024)
Tax Bill	$2,066 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3010169-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3010169-2020-20`
Alternative APNs	`9634-70-7767-00000` `008256218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3010169-2020-20
Street Address	48 ASHER LN
City	ARDEN
State	NC
Zip	28704-0376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIV: THE COTTAGES AT GLEN OAKS BLOCK: LOT: 24 SECTION: PLAT: 0142-0156
Legal Subdivision	THE COTTAGES AT GLEN OAKS
Legal Block	2
Legal Lot Number	24
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	2
Census Block	2008
Census Tract	2303

Owner

Source: Buncombe County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 ASHER LN, ARDEN, NC 28704-0376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 4, 2020	Deed of Trust, Mortgage GUARANTEED RATE
May 22, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Book / Page	6447 / 1097
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 19, 2021
Property Address	48 ASHER LN, ARDEN, NC 28704-0376
Document Number	0060680605
Book / Page	6068 / 605
Map Reference	MB 142 PG 156
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 CAROLINA BLUEBIRD LOOP, 178, ARDEN, NC 28704-9108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ASHER LN, ARDEN, NC 28704-0376

Mortgage

Document Number	6068608
Date	May 19, 2021
Instrument	6068/608

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	48 ASHER LN, ARDEN, NC 28704-0376
Document Number	0058941171
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	48 ASHER LN ARDEN NC 287040376, ARDEN, NC 28704-0376

Mortgage

Document Number	0058941171
Date	May 8, 2020
Book Page	005894/001171

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 22, 2019
Property Address	48 ASHER LN, ARDEN, NC 28704-0376
Document Number	0057721136
Book / Page	005772 / 001136
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	48 ASHER LN ARDEN NC 287040376, ARDEN, NC 28704-0376

Mortgage

Document Number	57721139
Date	May 22, 2019
Book Page	005772/001139

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 17, 2018
Property Address	48 ASHER LN, ARDEN, NC 28704-0376
Document Number	0056641989
Book / Page	5664 / 1989
Map Reference	MB 142 PG 156
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 AIRPORT RD STE 7, 229, ARDEN, NC 28704-6403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ASHER LN, ARDEN, NC 28704-0376

Mortgage

Document Number	56650001
Date	May 17, 2018
Instrument	5665/0001

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,800 (-) Land $45,000 Building $301,800	$346,800 (-) Land $45,000 Building $301,800
2023	$2,066.00	$346,800	$346,800 (-) Land $45,000 Building $301,800
2021			$346,800 Land $45,000 Building $301,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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