Cecil County property record for 48 Arbutus St, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,597 sqft · built 1962 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,576 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-046963 |
| Primary APN | 05-046963 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,597 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 190 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 046963 |
|---|---|
| Street Address | 48 ARBUTUS ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-7239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 9 - .506 ACRE 48 ARBUTUS STREET PINE HILLS |
| Legal Subdivision | PINE HILLS |
| Legal Lot Number | 9 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30904 |
48 Arbutus St is owned and occupied by two individuals who acquired it in May 2012.
Source: Cecil County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 ARBUTUS ST, ELKTON, MD 21921-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2012 |
| Transfer Doc | 0032010315 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 48 Arbutus St was $2,576.
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,700 (+5.97%) Land $71,000 Building $172,700 | $243,700 (-) Land $71,000 Building $172,700 | |
| 2025 | $2,576.00 | $229,967 | $243,700 Land $71,000 Building $172,700 |
| 2023 | $1,596.00 | $202,500 Land $71,000 Building $131,500 | $202,500 Land $71,000 Building $131,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Arbutus St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Arbutus St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE HILLS serves 953 people · EPA ID MD0070019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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